Bajaj Finserv Balanced Advantage Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 65% limits losses during market corrections.
- Generated +4.5% annualized alpha (excess return) over its benchmark.
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +9.04% | +5.51% | +3.53% |
| 3 Months | +3.11% | +1.29% | +1.82% |
| 6 Months | +9.08% | +5.25% | +3.83% |
| 1 Year | +5.21% | +2.38% | +2.83% |
| Since Inception | +7.25% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +4.39% | +1.91% | +2.48% |
| 2025 | +8.41% | +5.68% | +2.73% |
| 2024 | +7.11% | +12.82% | -5.71% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -5.03% | +3.38% | +3.53% | +13.43% | 77.4% | 34.3% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-27 | 2025-03-04 | -13.1% | 5 months | 8 months |
| 2025-11-28 | 2026-03-30 | -11.0% | 4 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments | 90%-65%, Debt and money market instruments -35%-10% #The gross equity and equity related exposure would be normally maintained between 65%-100%, the net equity exposure can be brought down below 65% through various derivative strategies. |
Investment Objective & Strategy
The investment objective of the scheme is to capitalize on the potential upside of equities while attempting to limit the downside by dynamically managing the portfolio through investment in equity & equity related instruments and active use of debt, money market instruments and derivatives. However, there is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,296 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Unifi Dynamic Asset Allocation Fund | 9.8 | - | - | -15.6% | Rs 1,560 cr | Compare → |
| Helios Balanced Advantage Fund | 4.4 | - | 2.81% | 52.3% | Rs 281 cr | Compare → |
| Motilal Oswal Balanced Advantage Fund MOFDYNAMIC | 0.7 | +3.17% | - | 88.2% | Rs 738 cr | Compare → |
| Canara Robeco Balanced Advantage Fund | 3.6 | - | 2.37% | 64.3% | Rs 1,057 cr | Compare → |
| Shriram Balanced Advantage Fund | 2.3 | +5.54% | 2.57% | 71.7% | Rs 43.4 cr | Compare → |
Frequently Asked Questions about Bajaj Finserv Balanced Advantage Fund
What is the expense ratio of Bajaj Finserv Balanced Advantage Fund?
Bajaj Finserv Balanced Advantage Fund has a total expense ratio (TER) of 2.63% with a base expense ratio of 1.85%, compared to the Balanced Advantage category median of 2.40%.
Who manages Bajaj Finserv Balanced Advantage Fund?
Bajaj Finserv Balanced Advantage Fund is managed by Nimesh Chandan.
What are the historical returns of Bajaj Finserv Balanced Advantage Fund?
Bajaj Finserv Balanced Advantage Fund has a 1-year return of +5.21%.
How large is Bajaj Finserv Balanced Advantage Fund?
Bajaj Finserv Balanced Advantage Fund manages assets of Rs 1,296 cr, placing it in the 'comfortable' size band relative to Balanced Advantage peers.
How is Bajaj Finserv Balanced Advantage Fund scored on MFIQ?
Bajaj Finserv Balanced Advantage Fund holds an MFIQ Score of 4.2/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Bajaj Finserv Balanced Advantage Fund?
Bajaj Finserv Balanced Advantage Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 11.58% with a maximum historical drawdown of -13.08%.