Bandhan Business Cycle Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Downside capture of 109% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.48% | +6.32% | +1.16% |
| 3 Months | +0.98% | -0.20% | +1.18% |
| 6 Months | +5.32% | +5.98% | -0.66% |
| 1 Year | -1.20% | +3.90% | -5.10% |
| Since Inception | +0.12% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.58% | +4.03% | -5.61% |
| 2025 | +4.64% | +1.43% | +3.21% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -11.47% | +0.79% | +0.53% | +14.26% | 53.2% | 7.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2025-10-29 | 2026-03-30 | -18.1% | 5 months | Not yet recovered |
| 2024-12-11 | 2025-02-28 | -16.4% | 3 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & equity related instruments selected based on the business cycle | 80%-100%, Equity & Equity related securities other than above - 0% - 20% Money Market and other liquid instruments# : 0% - 20% Units issued by InvITs - 0% - 10% Mutual Fund Units (Overnight Fund, Money Market Fund & Liquid Fund): 0% - 20% |
Investment Objective & Strategy
The scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity-related instruments with a focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,057 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI Energy Opportunities Fund | 4.9 | - | 1.89% | 89.3% | Rs 8,049 cr | Compare → |
| Motilal Oswal Business Cycle Fund | 1.6 | - | - | 131.8% | Rs 1,488 cr | Compare → |
| Baroda BNP Paribas Business Conglomerates Fund | 3.8 | - | 2.56% | 109.0% | Rs 593 cr | Compare → |
| WhiteOak Capital Digital Bharat Fund | 2.6 | - | 3.06% | 58.4% | Rs 522 cr | Compare → |
| Sundaram Business Cycle Fund | 3.3 | - | 2.51% | 124.6% | Rs 1,691 cr | Compare → |
Frequently Asked Questions about Bandhan Business Cycle Fund
What is the expense ratio of Bandhan Business Cycle Fund?
Bandhan Business Cycle Fund has a total expense ratio (TER) of 2.44% with a base expense ratio of 1.91%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Bandhan Business Cycle Fund?
Bandhan Business Cycle Fund is managed by Vishal Biraia.
What are the historical returns of Bandhan Business Cycle Fund?
Bandhan Business Cycle Fund has a 1-year return of -1.20%.
How large is Bandhan Business Cycle Fund?
Bandhan Business Cycle Fund manages assets of Rs 1,057 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Bandhan Business Cycle Fund scored on MFIQ?
Bandhan Business Cycle Fund holds an MFIQ Score of 3.6/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Bandhan Business Cycle Fund?
Bandhan Business Cycle Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.84% with a maximum historical drawdown of -18.07%.