Bank of India Banking & Financial Services Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.32% | +6.32% | +2.00% |
| 3 Months | +0.71% | -0.20% | +0.91% |
| 6 Months | +2.70% | +5.98% | -3.28% |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.10% | +4.03% | -5.13% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-02-26 | 2026-10-23 | -14.5% | 8 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments of companies engaged in Banking & Financial Services Sector - 80% to 100% Residual Portion: Equity & Equity related instruments of Companies other than those engaged in Banking & Financial Services Sector - 00% to 20% Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes - 00% to 20% Units issued by InvITS - 00% to 10% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of banking and financial services companies. However, there is no assurance that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 269 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI HEALTHCARE OPPORTUNITIES FUND | 7.2 | +23.97% | 1.98% | 43.4% | Rs 6,504 cr | Compare → |
| UTI Healthcare Fund | 7.0 | +22.74% | 2.20% | 57.0% | Rs 1,536 cr | Compare → |
| Mirae Asset Healthcare Fund | 7.9 | +22.67% | - | 45.7% | Rs 3,828 cr | Compare → |
| Nippon India Taiwan Equity fund | 7.2 | +45.47% | 2.39% | -77.2% | Rs 806 cr | Compare → |
| DSP Healthcare Fund | 8.0 | +20.31% | 2.04% | 53.2% | Rs 3,946 cr | Compare → |
Frequently Asked Questions about Bank of India Banking & Financial Services Fund
What is the expense ratio of Bank of India Banking & Financial Services Fund?
The expense ratio for Bank of India Banking & Financial Services Fund is currently not reported.
Who manages Bank of India Banking & Financial Services Fund?
Bank of India Banking & Financial Services Fund is managed by Nilesh Jethani (tenure: 0.8 years since 2026-01-30).
What are the historical returns of Bank of India Banking & Financial Services Fund?
Bank of India Banking & Financial Services Fund has a 1-year return of -.
How large is Bank of India Banking & Financial Services Fund?
Bank of India Banking & Financial Services Fund manages assets of Rs 269 cr, placing it in the 'small' size band relative to Sectoral / Thematic peers.
How is Bank of India Banking & Financial Services Fund scored on MFIQ?
Bank of India Banking & Financial Services Fund has insufficient history to receive a composite MFIQ score.
How risky is Bank of India Banking & Financial Services Fund?
Bank of India Banking & Financial Services Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is - with a maximum historical drawdown of -14.51%.