Bank of India Value Fund - Regular - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.81% | +6.97% | -2.16% |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +4.29% | -0.49% | +4.78% |
Risk Profile & Deepest Drawdowns
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments of companies following a value investment strategy | Per Scheme Mandate |
| Residual Portion: | Per Scheme Mandate |
| Equity and Equity related instruments of companies other than value investment strategy - 00% to 20% | Per Scheme Mandate |
| Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes - 00% to 20% | Per Scheme Mandate |
| Units issued by InvITS - 00% to 10% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long-term capital appreciation by predominantly investing in equity and equity related instruments by following a value investment strategy. However, there is no assurance that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 384 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Value schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Value Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| DSP Value Fund | 7.2 | +16.58% | 2.34% | 46.3% | Rs 2,498 cr | Compare → |
| Axis Value Fund | 7.6 | +17.45% | 2.20% | 88.8% | Rs 2,017 cr | Compare → |
| Quant Value Fund | 6.2 | +17.24% | 2.31% | 113.0% | Rs 1,930 cr | Compare → |
| LIC MF Value Fund | 4.8 | +16.31% | 3.33% | 109.8% | Rs 403 cr | Compare → |
| HSBC Value Fund | 7.4 | +14.83% | 1.83% | 103.6% | Rs 15,581 cr | Compare → |
Frequently Asked Questions about Bank of India Value Fund
What is the expense ratio of Bank of India Value Fund?
The expense ratio for Bank of India Value Fund is currently not reported.
Who manages Bank of India Value Fund?
Bank of India Value Fund is managed by Nav Bhardwaj (tenure: 0.1 years since 2026-09-21).
What are the historical returns of Bank of India Value Fund?
Bank of India Value Fund has a 1-year return of -.
How large is Bank of India Value Fund?
Bank of India Value Fund manages assets of Rs 384 cr, placing it in the 'small' size band relative to Value peers.
How is Bank of India Value Fund scored on MFIQ?
Bank of India Value Fund has insufficient history to receive a composite MFIQ score.
How risky is Bank of India Value Fund?
Bank of India Value Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is - with a maximum historical drawdown of -5.56%.