DSP Dynamic Asset Allocation Fund - Regular Plan - Growth
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 32% limits losses during market corrections.
- Generated +2.5% annualized alpha (excess return) over its benchmark.
- Consistently ranked #1 in its category with an MFIQ quantitative score of 6.1/10.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.46% | +5.51% | +0.95% |
| 3 Months | +2.70% | +1.29% | +1.41% |
| 6 Months | +5.79% | +5.25% | +0.54% |
| 1 Year | +5.34% | +2.38% | +2.96% |
| 3 Years CAGR | +10.81% | +9.06% | +1.75% |
| 5 Years CAGR | +8.18% | +7.86% | +0.32% |
| 7 Years CAGR | +9.18% | +9.53% | -0.35% |
| 10 Years CAGR | +8.64% | +8.99% | -0.35% |
| Since Inception | +8.90% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in DSP Dynamic Asset Allocation Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +4.33% | +1.91% | +2.42% |
| 2025 | +8.69% | +5.68% | +3.01% |
| 2024 | +12.37% | +12.82% | -0.45% |
| 2023 | +17.06% | +18.07% | -1.01% |
| 2022 | +0.08% | +2.58% | -2.50% |
| 2021 | +9.31% | +13.27% | -3.96% |
| 2020 | +12.93% | +13.64% | -0.71% |
| 2019 | +8.79% | +8.79% | 0.00% |
| 2018 | +3.61% | +1.01% | +2.60% |
| 2017 | +12.52% | +17.26% | -4.74% |
| 2016 | +7.67% | +4.19% | +3.48% |
| 2015 | +4.47% | +4.09% | +0.38% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -10.56% | +8.77% | +8.13% | +37.86% | 93.5% | 36.7% |
| 3-Year Rolling | +0.07% | +8.90% | +9.05% | +14.06% | 100.0% | 16.3% |
| 5-Year Rolling | +3.08% | +8.58% | +8.35% | +14.53% | 100.0% | 8.9% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-19 | 2020-03-23 | -19.4% | 1 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| 1. Equity & Equity related instruments including derivatives | 65% - 100% 2. Debt and money market instruments : 0% – 35% For detailed asset allocation pattern, please refer to the Scheme Information Document |
Investment Objective & Strategy
The investment objective of the Scheme is to seek capital appreciation by dynamically managing the asset allocation between equity and debt securities. The Scheme intends to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to generate income through investments in debt securities, arbitrage and other derivative strategies. However, there can be no assurance that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 3,892 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Balanced Advantage Fund | 6.4 | +11.99% | 1.96% | 45.4% | Rs 10,413 cr | Compare → |
| Axis Balanced Advantage Fund | 6.6 | +11.80% | 2.18% | 48.7% | Rs 3,833 cr | Compare → |
| WhiteOak Capital Balanced Advantage Fund | 7.3 | +11.06% | 2.23% | 50.2% | Rs 2,364 cr | Compare → |
| Baroda BNP Paribas Balanced Advantage Fund | 6.9 | +11.91% | 2.03% | 60.6% | Rs 5,503 cr | Compare → |
| Edelweiss Balanced Advantage Fund | 6.4 | +10.89% | 1.91% | 53.3% | Rs 13,694 cr | Compare → |
Frequently Asked Questions about DSP Dynamic Asset Allocation Fund
What is the expense ratio of DSP Dynamic Asset Allocation Fund?
DSP Dynamic Asset Allocation Fund has a total expense ratio (TER) of 2.26% with a base expense ratio of 1.62%, compared to the Balanced Advantage category median of 2.40%.
Who manages DSP Dynamic Asset Allocation Fund?
DSP Dynamic Asset Allocation Fund is managed by Rohit Singhania.
What are the historical returns of DSP Dynamic Asset Allocation Fund?
DSP Dynamic Asset Allocation Fund delivered a 3-year CAGR of 10.81% and a 5-year CAGR of 8.18%. Its 1-year return stands at +5.34%.
How large is DSP Dynamic Asset Allocation Fund?
DSP Dynamic Asset Allocation Fund manages assets of Rs 3,892 cr, placing it in the 'comfortable' size band relative to Balanced Advantage peers.
How is DSP Dynamic Asset Allocation Fund scored on MFIQ?
DSP Dynamic Asset Allocation Fund holds an MFIQ Score of 6.1/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is DSP Dynamic Asset Allocation Fund?
DSP Dynamic Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 6.04% with a maximum historical drawdown of -19.42%.