DSP Flexi Cap Fund - Regular Plan - Growth
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 97% of 3-year investment horizons.
- Cost-efficient: expense ratio of 1.86% is lower than category median (2.17%).
- Over 30 years of operational history across different market cycles.
- Experienced a maximum drawdown of -56.1% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.78% | +6.72% | +2.06% |
| 3 Months | +0.68% | +0.95% | -0.27% |
| 6 Months | +6.82% | +7.48% | -0.66% |
| 1 Year | +1.88% | +3.87% | -1.99% |
| 3 Years CAGR | +11.81% | +12.91% | -1.10% |
| 5 Years CAGR | +8.93% | +9.13% | -0.20% |
| 7 Years CAGR | +14.03% | +13.79% | +0.24% |
| 10 Years CAGR | +13.60% | +13.48% | +0.12% |
| Since Inception | +12.97% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in DSP Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.24% | +3.55% | -2.31% |
| 2025 | +4.56% | +3.91% | +0.65% |
| 2024 | +18.16% | +18.52% | -0.36% |
| 2023 | +32.19% | +28.78% | +3.41% |
| 2022 | -4.54% | -1.11% | -3.43% |
| 2021 | +32.43% | +32.43% | 0.00% |
| 2020 | +18.74% | +14.34% | +4.40% |
| 2019 | +17.04% | +10.28% | +6.76% |
| 2018 | -7.49% | -7.49% | 0.00% |
| 2017 | +40.04% | +37.90% | +2.14% |
| 2016 | +4.05% | +4.05% | 0.00% |
| 2015 | -0.74% | +1.06% | -1.80% |
| 2014 | +53.01% | +54.77% | -1.76% |
| 2013 | +0.07% | +4.75% | -4.68% |
| 2012 | +33.26% | +32.18% | +1.08% |
| 2011 | -23.89% | -25.47% | +1.58% |
| 2010 | +19.82% | +15.86% | +3.96% |
| 2009 | +90.67% | +83.98% | +6.69% |
| 2008 | -49.72% | -56.62% | +6.90% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -51.20% | +15.05% | +10.06% | +109.21% | 72.3% | 46.2% |
| 3-Year Rolling | -5.94% | +14.30% | +14.57% | +31.79% | 97.3% | 34.1% |
| 5-Year Rolling | +1.21% | +13.89% | +14.41% | +26.57% | 100.0% | 13.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2009-03-09 | -56.1% | 14 months | 16 months |
| 2020-02-19 | 2020-03-23 | -35.8% | 1 months | 8 months |
| 2010-11-10 | 2011-12-20 | -28.8% | 13 months | 27 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| 1. Equity and Equity related Instruments: 65% to 100% 2. Money Market Instruments/ InvITs/ Gold ETFs / Silver ETFs / Other Liquid Instruments / Units of Domestic Mutual Funds^: 0% to 35% For detailed asset allocation pattern, please refer to the Scheme Information Document ^Any other security as may be permitted by SEBI/ RBI from time to time. Other Liquid instruments includes cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by the SEBI. The scheme may invest in the units of Overnight Fund, Money Market Fund & Liquid Fund (including Liquid ETFs) of Domestic Mutual Fund. | Per Scheme Mandate |
Investment Objective & Strategy
The primary investment objective of the Scheme is to seek to generate long term capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of issuers domiciled in India. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 12,622 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| BANDHAN Flexi Cap Fund | 4.5 | +12.00% | 2.18% | 84.6% | Rs 7,747 cr | Compare → |
| PGIM India Flexi Cap Fund | 4.0 | +11.22% | 2.08% | 92.1% | Rs 5,989 cr | Compare → |
| JM Flexi Cap Fund | 4.5 | +13.48% | 2.26% | 108.9% | Rs 5,194 cr | Compare → |
| Baroda BNP Paribas Flexi Cap Fund | 3.7 | +11.67% | 2.46% | 104.0% | Rs 1,253 cr | Compare → |
| CANARA ROBECO FLEXI CAP FUND | 4.9 | +12.58% | 1.83% | 94.5% | Rs 13,942 cr | Compare → |
Frequently Asked Questions about DSP Flexi Cap Fund
What is the expense ratio of DSP Flexi Cap Fund?
DSP Flexi Cap Fund has a total expense ratio (TER) of 1.86% with a base expense ratio of 1.47%, compared to the Flexi Cap category median of 2.17%.
Who manages DSP Flexi Cap Fund?
DSP Flexi Cap Fund is managed by Bhavin Gandhi.
What are the historical returns of DSP Flexi Cap Fund?
DSP Flexi Cap Fund delivered a 3-year CAGR of 11.81% and a 5-year CAGR of 8.93%. Its 1-year return stands at +1.88%.
How large is DSP Flexi Cap Fund?
DSP Flexi Cap Fund manages assets of Rs 12,622 cr, placing it in the 'comfortable' size band relative to Flexi Cap peers.
How is DSP Flexi Cap Fund scored on MFIQ?
DSP Flexi Cap Fund holds an MFIQ Score of 4.5/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is DSP Flexi Cap Fund?
DSP Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.34% with a maximum historical drawdown of -56.08%.