HSBC Consumption Fund - Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +2.6% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 2.19% is lower than category median (2.52%).
- Downside capture of 109% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.11% | +6.32% | -0.21% |
| 3 Months | +0.15% | -0.20% | +0.35% |
| 6 Months | +9.67% | +5.98% | +3.69% |
| 1 Year | +4.24% | +3.90% | +0.34% |
| 3 Years CAGR | +14.33% | +13.23% | +1.10% |
| Since Inception | +14.64% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in HSBC Consumption Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +5.12% | +4.03% | +1.09% |
| 2025 | -1.50% | +1.43% | -2.93% |
| 2024 | +32.72% | +20.41% | +12.31% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.91% | +10.32% | +5.10% | +57.48% | 78.9% | 67.1% |
| 3-Year Rolling | +11.34% | +13.66% | +13.61% | +15.66% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-23 | 2025-02-28 | -21.7% | 5 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities & Equity related securities of companies engaged in or expected to benefit from consumption and consumption related activities # | 80% -100% Equity and equity related securities of companies other than consumption and consumption related activities - 0%-20% Money market instruments and other liquid instruments : 0% - 20% Units of InvITs: 0% -10% Units of Gold and Silver ETFs : 0% -20% # The Scheme will seek to invest in the sectors / industries falling under consumption and consumption related activities |
Investment Objective & Strategy
The investment objective of the Fund is to generate long-term capital growth from an actively managed portfolio of equity and equity related securities of companies engaged in or expected to benefit from consumption and consumption related activities. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,774 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Sundaram Infrastructure Advantage Fund | 5.5 | +14.95% | 2.31% | 105.6% | Rs 943 cr | Compare → |
| quant Momentum Fund | 5.3 | - | 2.85% | 105.8% | Rs 1,270 cr | Compare → |
| Invesco India Financial Services Fund | 5.9 | +15.73% | 2.16% | 87.1% | Rs 2,006 cr | Compare → |
| Invesco India PSU Equity Fund | 5.6 | +17.09% | 2.37% | 127.9% | Rs 1,406 cr | Compare → |
| quant ESG Integration Strategy Fund | 5.2 | +15.75% | 3.15% | 108.4% | Rs 341 cr | Compare → |
Frequently Asked Questions about HSBC Consumption Fund
What is the expense ratio of HSBC Consumption Fund?
HSBC Consumption Fund has a total expense ratio (TER) of 2.19% with a base expense ratio of 1.78%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages HSBC Consumption Fund?
HSBC Consumption Fund is managed by Anish Goenka (tenure: 3.1 years since 2023-10-01).
What are the historical returns of HSBC Consumption Fund?
HSBC Consumption Fund delivered a 3-year CAGR of 14.33%. Its 1-year return stands at +4.24%.
How large is HSBC Consumption Fund?
HSBC Consumption Fund manages assets of Rs 1,774 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is HSBC Consumption Fund scored on MFIQ?
HSBC Consumption Fund holds an MFIQ Score of 6.1/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is HSBC Consumption Fund?
HSBC Consumption Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.50% with a maximum historical drawdown of -21.67%.