Invesco India Equity Savings Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- 5-Year CAGR of 6.02% demonstrates steady long-term compounding.
- Expense ratio (2.96%) is higher than category median (2.19%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.40% | +2.96% | +0.44% |
| 3 Months | +1.45% | +1.17% | +0.28% |
| 6 Months | +4.59% | +3.88% | +0.71% |
| 1 Year | +0.54% | +4.14% | -3.60% |
| 3 Years CAGR | +7.45% | +8.21% | -0.76% |
| 5 Years CAGR | +6.02% | +7.26% | -1.24% |
| 7 Years CAGR | +7.20% | +8.53% | -1.33% |
| Since Inception | +7.23% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Invesco India Equity Savings Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.57% | +3.40% | -1.83% |
| 2025 | +0.35% | +6.70% | -6.35% |
| 2024 | +16.56% | +11.07% | +5.49% |
| 2023 | +15.48% | +14.27% | +1.21% |
| 2022 | -1.55% | +2.49% | -4.04% |
| 2021 | +10.33% | +12.79% | -2.46% |
| 2020 | +8.06% | +11.09% | -3.03% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -7.04% | +7.60% | +7.03% | +24.46% | 79.1% | - |
| 3-Year Rolling | +4.70% | +8.42% | +8.18% | +12.96% | 100.0% | - |
| 5-Year Rolling | +5.21% | +8.49% | +8.75% | +11.55% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-19 | 2020-03-23 | -13.7% | 1 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme would be as follows: | Per Scheme Mandate |
| 1.Equity & Equity Related Instruments: Min. 65% Max. 90% | Per Scheme Mandate |
| 1.1. of which derivatives including index futures, stock futures, index options & stock options etc. (only arbitrage opportunities) : Min. 25% Max. 75% | Per Scheme Mandate |
| 1.2. of which unhedged equity portion: Min. 15% Max. 40% Debt* and Money Market Instruments: Min.10% Max. 35% | Per Scheme Mandate |
| * Debt includes Government Securities. Debt instruments may include securitized debt (including pass through certificates (PTC)) upto 35% of the net assets of the Scheme. | Per Scheme Mandate |
| Under defensive circumstances, the asset allocation of the Scheme would be as follows: | Per Scheme Mandate |
| 1.Equity & Equity Related Instruments: Min. 15% Max. 65% | Per Scheme Mandate |
| 1.1. of which derivatives including index futures, stock futures, index options & stock options etc. (only arbitrage opportunities) : Min. 0% Max. 50% | Per Scheme Mandate |
| 1.2. of which unhedged equity portion: Min. 15% Max. 40% Debt* and Money Market Instruments: Min. 35% Max. 85% | Per Scheme Mandate |
| * Debt includes Government Securities. Debt instruments may include securitized debt (including pass through certificates (PTC)) upto 50% of the net assets of the Scheme. | Per Scheme Mandate |
Investment Objective & Strategy
To generate capital appreciation and income by investing in equity and equity related instruments, arbitrage opportunities and fixed income instruments (including debt, government securities and money market instruments). There is no assurance that the investment objective of the Scheme will be achieved
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 266 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Equity Savings schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Equity Savings Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| LIC MF Equity Savings Fund | 3.9 | +7.83% | 2.80% | - | Rs 38.8 cr | Compare → |
| Union Equity Savings Fund | 2.7 | +6.93% | 2.58% | - | Rs 116 cr | Compare → |
| SBI Equity Savings Fund | 4.0 | +7.60% | 2.00% | - | Rs 5,386 cr | Compare → |
| BANDHAN Equity Savings Fund | 3.3 | +6.61% | 1.56% | - | Rs 380 cr | Compare → |
| UTI Equity Savings Fund | 5.5 | +7.91% | 2.06% | - | Rs 821 cr | Compare → |
Frequently Asked Questions about Invesco India Equity Savings Fund
What is the expense ratio of Invesco India Equity Savings Fund?
Invesco India Equity Savings Fund has a total expense ratio (TER) of 2.96% with a base expense ratio of 2.06%, compared to the Equity Savings category median of 2.19%.
Who manages Invesco India Equity Savings Fund?
Invesco India Equity Savings Fund is managed by Amey Sathe.
What are the historical returns of Invesco India Equity Savings Fund?
Invesco India Equity Savings Fund delivered a 3-year CAGR of 7.45% and a 5-year CAGR of 6.02%. Its 1-year return stands at +0.54%.
How large is Invesco India Equity Savings Fund?
Invesco India Equity Savings Fund manages assets of Rs 266 cr, placing it in the 'small' size band relative to Equity Savings peers.
How is Invesco India Equity Savings Fund scored on MFIQ?
Invesco India Equity Savings Fund holds an MFIQ Score of 2.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Invesco India Equity Savings Fund?
Invesco India Equity Savings Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 5.41% with a maximum historical drawdown of -13.73%.