Kotak Aggressive Hybrid Fund - Regular Plan -Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 97% of 3-year investment horizons.
- Strong capital defense: downside capture of 72% limits losses during market corrections.
- Generated +2.7% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.9% is lower than category median (2.2%).
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.47% | +6.16% | -1.69% |
| 3 Months | -0.73% | +1.07% | -1.80% |
| 6 Months | +3.81% | +5.38% | -1.57% |
| 1 Year | +2.86% | +2.59% | +0.27% |
| 3 Years CAGR | +12.19% | +10.89% | +1.30% |
| 5 Years CAGR | +10.23% | +8.84% | +1.39% |
| 7 Years CAGR | +14.08% | +12.32% | +1.76% |
| 10 Years CAGR | +12.30% | +11.96% | +0.34% |
| Since Inception | +11.53% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Kotak Aggressive Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.41% | +2.63% | +0.78% |
| 2025 | +4.14% | +6.01% | -1.87% |
| 2024 | +21.70% | +15.75% | +5.95% |
| 2023 | +20.07% | +20.35% | -0.28% |
| 2022 | +5.01% | +2.27% | +2.74% |
| 2021 | +28.88% | +23.77% | +5.11% |
| 2020 | +15.38% | +13.43% | +1.95% |
| 2019 | +14.14% | +10.39% | +3.75% |
| 2018 | -6.19% | -2.51% | -3.68% |
| 2017 | +23.16% | +25.44% | -2.28% |
| 2016 | +10.96% | +5.08% | +5.88% |
| 2015 | +1.92% | +2.88% | -0.96% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -22.55% | +12.81% | +9.59% | +81.84% | 86.9% | 61.2% |
| 3-Year Rolling | -5.53% | +13.13% | +14.00% | +29.86% | 97.2% | 58.4% |
| 5-Year Rolling | -0.05% | +13.38% | +13.07% | +25.12% | 99.9% | 49.2% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-07 | 2020-03-23 | -32.3% | 1 months | 7 months |
| 2015-03-03 | 2016-02-25 | -15.1% | 12 months | 3 months |
| 2024-09-27 | 2025-02-28 | -15.1% | 5 months | 7 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related instruments | 65% - 80% Debt and Money Market instruments - 20% - 35% Units of Mutual Fund including Gold/Silver ETF - 0% - 15% Exchange Traded Commodity Derivatives (ETCDs) - 0%- 10% Units issued by InvITs - 0-10% |
Investment Objective & Strategy
The investment objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments. However, there is no assurance that the objective of the scheme will be realized.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 9,449 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Aggressive Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Aggressive Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| HSBC Aggressive Hybrid Fund | 7.4 | +13.17% | 1.96% | 62.4% | Rs 5,877 cr | Compare → |
| BANK OF INDIA AGGRESIVE HYBRID FUND | 6.0 | +14.00% | 2.24% | 52.5% | Rs 2,384 cr | Compare → |
| quant Aggressive Hybrid Fund | 4.7 | +12.97% | 2.60% | 65.6% | Rs 2,203 cr | Compare → |
| WhiteOak Capital Balanced Hybrid Fund | 4.8 | +10.07% | 2.25% | 46.9% | Rs 307 cr | Compare → |
| Edelweiss Aggressive Hybrid Fund | 6.5 | +12.29% | 2.07% | 62.3% | Rs 4,149 cr | Compare → |
Frequently Asked Questions about Kotak Aggressive Hybrid Fund
What is the expense ratio of Kotak Aggressive Hybrid Fund?
Kotak Aggressive Hybrid Fund has a total expense ratio (TER) of 1.9% with a base expense ratio of 1.51%, compared to the Aggressive Hybrid category median of 2.20%.
Who manages Kotak Aggressive Hybrid Fund?
Kotak Aggressive Hybrid Fund is managed by Atul Bhole.
What are the historical returns of Kotak Aggressive Hybrid Fund?
Kotak Aggressive Hybrid Fund delivered a 3-year CAGR of 12.19% and a 5-year CAGR of 10.23%. Its 1-year return stands at +2.86%.
How large is Kotak Aggressive Hybrid Fund?
Kotak Aggressive Hybrid Fund manages assets of Rs 9,449 cr, placing it in the 'comfortable' size band relative to Aggressive Hybrid peers.
How is Kotak Aggressive Hybrid Fund scored on MFIQ?
Kotak Aggressive Hybrid Fund holds an MFIQ Score of 5.7/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Aggressive Hybrid Fund?
Kotak Aggressive Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 11.94% with a maximum historical drawdown of -32.26%.