Kotak Balanced Advantage Fund -Regular Plan - Growth Option
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 53% limits losses during market corrections.
- Cost-efficient: expense ratio of 1.86% is lower than category median (2.4%).
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.16% | +5.51% | +0.65% |
| 3 Months | +1.15% | +1.29% | -0.14% |
| 6 Months | +5.48% | +5.25% | +0.23% |
| 1 Year | +3.31% | +2.38% | +0.93% |
| 3 Years CAGR | +9.62% | +9.06% | +0.56% |
| 5 Years CAGR | +8.27% | +7.86% | +0.41% |
| 7 Years CAGR | +10.02% | +9.53% | +0.49% |
| Since Inception | +9.76% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Kotak Balanced Advantage Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +2.66% | +1.91% | +0.75% |
| 2025 | +5.97% | +5.68% | +0.29% |
| 2024 | +14.34% | +12.82% | +1.52% |
| 2023 | +16.06% | +18.07% | -2.01% |
| 2022 | +3.76% | +2.58% | +1.18% |
| 2021 | +12.96% | +13.27% | -0.31% |
| 2020 | +13.64% | +13.64% | 0.00% |
| 2019 | +12.14% | +8.79% | +3.35% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -18.17% | +10.71% | +10.07% | +56.67% | 94.1% | 43.7% |
| 3-Year Rolling | +7.30% | +11.50% | +11.33% | +20.94% | 100.0% | 9.5% |
| 5-Year Rolling | +6.78% | +11.35% | +11.58% | +18.16% | 100.0% | 6.4% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-12 | 2020-03-23 | -26.4% | 1 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related securities | 65%-100% Equity Derivatives- 0%-45% Debt Securities & Money Market instruments- 0%-35% |
Investment Objective & Strategy
The investment objective of the scheme is to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 17,349 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mahindra Manulife Balanced Advantage Fund | 5.8 | +10.57% | 2.38% | 52.6% | Rs 922 cr | Compare → |
| BANDHAN Balanced Advantage Fund | 4.4 | +9.52% | 2.29% | 43.9% | Rs 2,283 cr | Compare → |
| SBI Balanced Advantage Fund | 7.7 | +9.74% | 1.66% | 39.8% | Rs 41,907 cr | Compare → |
| quant Dynamic Asset Allocation Fund | 4.8 | +11.80% | 2.83% | 63.5% | Rs 821 cr | Compare → |
| Mirae Asset Balanced Advantage Fund | 6.4 | +10.02% | 2.27% | 41.0% | Rs 2,200 cr | Compare → |
Frequently Asked Questions about Kotak Balanced Advantage Fund
What is the expense ratio of Kotak Balanced Advantage Fund?
Kotak Balanced Advantage Fund has a total expense ratio (TER) of 1.86% with a base expense ratio of 1.43%, compared to the Balanced Advantage category median of 2.40%.
Who manages Kotak Balanced Advantage Fund?
Kotak Balanced Advantage Fund is managed by Rohit Tandon (tenure: 2.8 years since 2024-01-22).
What are the historical returns of Kotak Balanced Advantage Fund?
Kotak Balanced Advantage Fund delivered a 3-year CAGR of 9.62% and a 5-year CAGR of 8.27%. Its 1-year return stands at +3.31%.
How large is Kotak Balanced Advantage Fund?
Kotak Balanced Advantage Fund manages assets of Rs 17,349 cr, placing it in the 'stretched' size band relative to Balanced Advantage peers.
How is Kotak Balanced Advantage Fund scored on MFIQ?
Kotak Balanced Advantage Fund holds an MFIQ Score of 5.6/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Balanced Advantage Fund?
Kotak Balanced Advantage Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 8.14% with a maximum historical drawdown of -26.41%.