LIC MF Consumption Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Downside capture of 116% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.65% | +6.32% | +0.33% |
| 3 Months | -1.90% | -0.20% | -1.70% |
| 6 Months | +2.89% | +5.98% | -3.09% |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.74% | +4.03% | -5.77% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2025-11-26 | 2026-03-31 | -15.2% | 4 months | 4 months |
| 2026-08-05 | 2026-10-23 | -12.4% | 3 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme would be as follows: Equity and Equity related instruments of companies following consumption theme | 80%-100% of total assets, Equity and equity related instruments of other than companies following consumption theme, Money market instruments, other liquid instruments, INVITs and mutual fund units including Gold / Silver ETFs: 0%-20% of total assets. Please refer the Scheme Information Document for complete details. |
Investment Objective & Strategy
The investment objective of the Scheme is to achieve long term capital appreciation by predominantly investing in equity and equity related instruments of companies following consumption theme. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 444 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Axis Momentum Fund | 1.6 | - | 3.42% | 117.2% | Rs 865 cr | Compare → |
| BAJAJ FINSERV CONSUMPTION FUND | 1.7 | - | 2.88% | 131.0% | Rs 592 cr | Compare → |
| Axis Services Opportunities Fund | 3.8 | - | 2.24% | 113.0% | Rs 1,364 cr | Compare → |
| Baroda BNP Paribas Energy Opportunities Fund | 3.5 | - | 2.61% | 79.5% | Rs 594 cr | Compare → |
| Axis Consumption Fund | 3.8 | - | 2.13% | 120.9% | Rs 2,488 cr | Compare → |
Frequently Asked Questions about LIC MF Consumption Fund
What is the expense ratio of LIC MF Consumption Fund?
LIC MF Consumption Fund has a total expense ratio (TER) of 2.72% with a base expense ratio of 2.1%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages LIC MF Consumption Fund?
LIC MF Consumption Fund is managed by Nikhil Kapoor (tenure: 0.4 years since 2026-07-01).
What are the historical returns of LIC MF Consumption Fund?
LIC MF Consumption Fund has a 1-year return of -.
How large is LIC MF Consumption Fund?
LIC MF Consumption Fund manages assets of Rs 444 cr, placing it in the 'small' size band relative to Sectoral / Thematic peers.
How is LIC MF Consumption Fund scored on MFIQ?
LIC MF Consumption Fund holds an MFIQ Score of 3.1/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Consumption Fund?
LIC MF Consumption Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.05% with a maximum historical drawdown of -15.25%.