LIC MF Large & Mid Cap Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 97% of 3-year investment horizons.
- Over 12 years of operational history across different market cycles.
- Downside capture of 115% indicates larger drops during broader market downturns.
- Expense ratio (2.63%) is higher than category median (2.32%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.22% | +7.09% | -1.87% |
| 3 Months | -2.46% | +0.32% | -2.78% |
| 6 Months | +3.60% | +5.55% | -1.95% |
| 1 Year | -0.39% | +3.04% | -3.43% |
| 3 Years CAGR | +12.24% | +13.28% | -1.04% |
| 5 Years CAGR | +9.14% | +10.62% | -1.48% |
| 7 Years CAGR | +13.67% | +15.98% | -2.31% |
| 10 Years CAGR | +13.11% | +14.02% | -0.91% |
| Since Inception | +12.26% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in LIC MF Large & Mid Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -0.58% | +2.62% | -3.20% |
| 2025 | +0.21% | +4.13% | -3.92% |
| 2024 | +27.87% | +24.32% | +3.55% |
| 2023 | +26.70% | +29.34% | -2.64% |
| 2022 | -2.31% | +0.28% | -2.59% |
| 2021 | +33.33% | +38.27% | -4.94% |
| 2020 | +14.08% | +15.49% | -1.41% |
| 2019 | +10.92% | +10.50% | +0.42% |
| 2018 | -5.02% | -5.42% | +0.40% |
| 2017 | +40.13% | +39.62% | +0.51% |
| 2016 | +13.22% | +7.78% | +5.44% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -22.06% | +15.02% | +10.59% | +72.61% | 76.4% | 43.0% |
| 3-Year Rolling | -3.43% | +14.65% | +15.39% | +26.20% | 97.3% | 56.6% |
| 5-Year Rolling | +2.55% | +14.58% | +14.93% | +26.33% | 100.0% | 58.7% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-20 | 2020-03-23 | -34.0% | 1 months | 8 months |
| 2015-08-05 | 2016-02-25 | -22.4% | 7 months | 5 months |
| 2024-09-27 | 2025-02-28 | -19.2% | 5 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments of large cap companies, Mid Cap Companies : 70-100%, Equity and equity related instruments other than Large and Mid Cap Companies#, Money market instruments, other liquid instruments, INVITs and mutual fund units including Gold/ Silver ETFs : 0-30% | Per Scheme Mandate |
Investment Objective & Strategy
To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of large cap and midcap companies. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 3,085 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Large & Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large & Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mirae Asset Large & Midcap Fund | 4.7 | +12.19% | 1.75% | 106.4% | Rs 45,797 cr | Compare → |
| Aditya Birla Sun Life Large & Mid Cap Fund | 2.7 | +11.54% | 2.01% | 106.9% | Rs 5,848 cr | Compare → |
| Union Large & Midcap Fund | 4.4 | +12.68% | 2.54% | 95.3% | Rs 1,038 cr | Compare → |
| Mahindra Manulife Large & Mid Cap Fund | 4.7 | +11.95% | 2.17% | 101.9% | Rs 2,952 cr | Compare → |
| Sundaram Large and Midcap Fund | 3.5 | +12.73% | 2.25% | 108.2% | Rs 7,270 cr | Compare → |
Frequently Asked Questions about LIC MF Large & Mid Cap Fund
What is the expense ratio of LIC MF Large & Mid Cap Fund?
LIC MF Large & Mid Cap Fund has a total expense ratio (TER) of 2.63% with a base expense ratio of 1.67%, compared to the Large & Mid Cap category median of 2.32%.
Who manages LIC MF Large & Mid Cap Fund?
LIC MF Large & Mid Cap Fund is managed by Sudhanshu Asthana (tenure: 0.6 years since 2026-04-07).
What are the historical returns of LIC MF Large & Mid Cap Fund?
LIC MF Large & Mid Cap Fund delivered a 3-year CAGR of 12.24% and a 5-year CAGR of 9.14%. Its 1-year return stands at -0.39%.
How large is LIC MF Large & Mid Cap Fund?
LIC MF Large & Mid Cap Fund manages assets of Rs 3,085 cr, placing it in the 'comfortable' size band relative to Large & Mid Cap peers.
How is LIC MF Large & Mid Cap Fund scored on MFIQ?
LIC MF Large & Mid Cap Fund holds an MFIQ Score of 2.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Large & Mid Cap Fund?
LIC MF Large & Mid Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.99% with a maximum historical drawdown of -34.04%.