LIC MF Mid Cap Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Downside capture of 105% indicates larger drops during broader market downturns.
- Expense ratio (3.07%) is higher than category median (2.11%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.42% | +4.07% | -0.65% |
| 3 Months | -3.04% | -1.98% | -1.06% |
| 6 Months | +2.78% | +3.41% | -0.63% |
| 1 Year | +3.28% | +3.63% | -0.35% |
| 3 Years CAGR | +13.62% | +15.02% | -1.40% |
| Since Inception | +14.86% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in LIC MF Mid Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +4.07% | +5.43% | -1.36% |
| 2025 | -1.25% | +1.71% | -2.96% |
| 2024 | +29.06% | +29.27% | -0.21% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.82% | +12.09% | +5.32% | +58.79% | 77.3% | 38.4% |
| 3-Year Rolling | +11.87% | +15.01% | +14.81% | +18.02% | 100.0% | 27.1% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-24 | 2025-04-07 | -21.9% | 6 months | 16 months |
| 2026-08-28 | 2026-10-23 | -13.2% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Instrument: - Equity & Equity related instruments of Midcap Companies Indicative allocation (% to total Assets): Minimum: 65%Maximum: 100%;Instrument: - Equity and equity related instruments other than Midcap companies, Money market instruments, other liquid instruments, INVITs and mutual funds units including Gold/Silver ETFs: Minimum: 0%Maximum: 35% Please refer the Scheme Information Document for complete details. | Per Scheme Mandate |
Investment Objective & Strategy
To provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Midcap Companies. There can be no assurance that the investment objective under the scheme will be realized.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 381 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mirae Asset Midcap Fund | 4.0 | +14.21% | 2.01% | 101.6% | Rs 20,093 cr | Compare → |
| Tata Mid Cap Fund | 4.1 | +13.17% | 1.99% | 86.1% | Rs 6,151 cr | Compare → |
| Mahindra Manulife Mid Cap Fund | 5.0 | +14.83% | 2.05% | 94.5% | Rs 5,256 cr | Compare → |
| DSP Midcap Fund | 3.5 | +12.47% | 1.73% | 99.8% | Rs 20,109 cr | Compare → |
| Union Midcap Fund | 4.6 | +15.14% | 2.35% | 91.4% | Rs 1,996 cr | Compare → |
Frequently Asked Questions about LIC MF Mid Cap Fund
What is the expense ratio of LIC MF Mid Cap Fund?
LIC MF Mid Cap Fund has a total expense ratio (TER) of 3.07% with a base expense ratio of 2.1%, compared to the Mid Cap category median of 2.11%.
Who manages LIC MF Mid Cap Fund?
LIC MF Mid Cap Fund is managed by Sudhanshu Asthana (tenure: 0.2 years since 2026-09-01).
What are the historical returns of LIC MF Mid Cap Fund?
LIC MF Mid Cap Fund delivered a 3-year CAGR of 13.62%. Its 1-year return stands at +3.28%.
How large is LIC MF Mid Cap Fund?
LIC MF Mid Cap Fund manages assets of Rs 381 cr, placing it in the 'too small' size band relative to Mid Cap peers.
How is LIC MF Mid Cap Fund scored on MFIQ?
LIC MF Mid Cap Fund holds an MFIQ Score of 2.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Mid Cap Fund?
LIC MF Mid Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 17.04% with a maximum historical drawdown of -21.92%.