Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 94% of 3-year investment horizons.
- Generated +5.1% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.97% is lower than category median (2.17%).
- Over 12 years of operational history across different market cycles.
- Downside capture of 105% indicates larger drops during broader market downturns.
- Experienced a maximum drawdown of -37.1% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.37% | +6.72% | -1.35% |
| 3 Months | +2.11% | +0.95% | +1.16% |
| 6 Months | +15.36% | +7.48% | +7.88% |
| 1 Year | +4.89% | +3.87% | +1.02% |
| 3 Years CAGR | +17.24% | +12.91% | +4.33% |
| 5 Years CAGR | +12.95% | +9.13% | +3.82% |
| 7 Years CAGR | +13.54% | +13.79% | -0.25% |
| 10 Years CAGR | +12.61% | +13.48% | -0.87% |
| Since Inception | +16.17% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Motilal Oswal Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +8.04% | +3.55% | +4.49% |
| 2025 | -5.63% | +3.91% | -9.54% |
| 2024 | +45.69% | +18.52% | +27.17% |
| 2023 | +30.99% | +28.78% | +2.21% |
| 2022 | -2.98% | -1.11% | -1.87% |
| 2021 | +15.30% | +32.43% | -17.13% |
| 2020 | +10.30% | +14.34% | -4.04% |
| 2019 | +7.92% | +10.28% | -2.36% |
| 2018 | -7.85% | -7.49% | -0.36% |
| 2017 | +43.05% | +37.90% | +5.15% |
| 2016 | +8.45% | +4.05% | +4.40% |
| 2015 | +14.60% | +1.06% | +13.54% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -31.15% | +15.26% | +10.95% | +82.53% | 72.5% | 35.8% |
| 3-Year Rolling | -8.04% | +13.89% | +14.47% | +33.64% | 94.3% | 52.9% |
| 5-Year Rolling | +0.56% | +11.94% | +12.24% | +26.44% | 100.0% | 18.6% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-19 | 2020-03-23 | -37.1% | 1 months | 8 months |
| 2024-12-16 | 2026-03-23 | -22.4% | 15 months | Not yet recovered |
| 2021-10-18 | 2022-06-17 | -21.9% | 8 months | 13 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments*65-100% ; Debt Instruments, Money Market Instruments, G-Secs, Cash and Cash at call, etc 0-35% | Per Scheme Mandate |
Investment Objective & Strategy
To achieve the Long-term capital growth & Investment in equity and equity related instruments across sectors and market-capitalization levels
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 14,293 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| 360 ONE FLEXICAP FUND | 6.4 | +16.57% | 2.33% | 92.0% | Rs 2,383 cr | Compare → |
| BANK OF INDIA Flexi Cap Fund | 6.4 | +17.44% | 2.28% | 104.6% | Rs 3,440 cr | Compare → |
| Invesco India Flexi Cap Fund | 6.6 | +16.81% | 2.08% | 108.7% | Rs 5,980 cr | Compare → |
| HSBC Flexi Cap Fund | 5.3 | +15.99% | 2.07% | 104.7% | Rs 6,072 cr | Compare → |
| Bajaj Finserv Flexi Cap Fund | 7.1 | +16.15% | 2.24% | 96.8% | Rs 9,567 cr | Compare → |
Frequently Asked Questions about Motilal Oswal Flexi Cap Fund
What is the expense ratio of Motilal Oswal Flexi Cap Fund?
Motilal Oswal Flexi Cap Fund has a total expense ratio (TER) of 1.97% with a base expense ratio of 1.44%, compared to the Flexi Cap category median of 2.17%.
Who manages Motilal Oswal Flexi Cap Fund?
Motilal Oswal Flexi Cap Fund is managed by Siddharth Bothra.
What are the historical returns of Motilal Oswal Flexi Cap Fund?
Motilal Oswal Flexi Cap Fund delivered a 3-year CAGR of 17.24% and a 5-year CAGR of 12.95%. Its 1-year return stands at +4.89%.
How large is Motilal Oswal Flexi Cap Fund?
Motilal Oswal Flexi Cap Fund manages assets of Rs 14,293 cr, placing it in the 'stretched' size band relative to Flexi Cap peers.
How is Motilal Oswal Flexi Cap Fund scored on MFIQ?
Motilal Oswal Flexi Cap Fund holds an MFIQ Score of 6.1/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Motilal Oswal Flexi Cap Fund?
Motilal Oswal Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 17.09% with a maximum historical drawdown of -37.15%.