Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Cost-efficient: expense ratio of 1.83% is lower than category median (2.17%).
- Downside capture of 107% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.30% | +6.72% | +0.58% |
| 3 Months | -0.45% | +0.95% | -1.40% |
| 6 Months | +4.56% | +7.48% | -2.92% |
| 1 Year | +0.56% | +3.87% | -3.31% |
| 3 Years CAGR | +9.70% | +12.91% | -3.21% |
| 5 Years CAGR | +9.00% | +9.13% | -0.13% |
| Since Inception | +10.44% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Nippon India Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.33% | +3.55% | -3.22% |
| 2025 | +2.58% | +3.91% | -1.33% |
| 2024 | +15.42% | +18.52% | -3.10% |
| 2023 | +33.11% | +28.78% | +4.33% |
| 2022 | -0.86% | -1.11% | +0.25% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -10.32% | +12.08% | +5.60% | +44.34% | 74.3% | 28.5% |
| 3-Year Rolling | +7.19% | +14.59% | +15.04% | +20.94% | 100.0% | 28.4% |
| 5-Year Rolling | +7.27% | +8.90% | +8.67% | +11.31% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-23 | 2025-02-28 | -20.2% | 5 months | Not yet recovered |
| 2022-01-17 | 2022-06-20 | -19.3% | 5 months | 12 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related Instruments - 65-100%; Debt and Money Market Instruments - 0-35%. | Per Scheme Mandate |
Investment Objective & Strategy
The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 9,682 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mahindra Manulife Flexi Cap Fund | 4.0 | +9.70% | 2.44% | 102.5% | Rs 1,582 cr | Compare → |
| Tata Flexi Cap Fund | 4.0 | +9.42% | 2.10% | 85.3% | Rs 3,666 cr | Compare → |
| LIC MF Flexi Cap Fund | 1.9 | +10.91% | 2.88% | 110.0% | Rs 1,077 cr | Compare → |
| SBI Flexicap Fund | 3.3 | +9.24% | 2.03% | 89.4% | Rs 22,727 cr | Compare → |
| Navi Flexi Cap Fund | 3.6 | +10.93% | 2.56% | 97.9% | Rs 304 cr | Compare → |
Frequently Asked Questions about Nippon India Flexi Cap Fund
What is the expense ratio of Nippon India Flexi Cap Fund?
Nippon India Flexi Cap Fund has a total expense ratio (TER) of 1.83% with a base expense ratio of 1.51%, compared to the Flexi Cap category median of 2.17%.
Who manages Nippon India Flexi Cap Fund?
Nippon India Flexi Cap Fund is managed by Meenakshi Dawar.
What are the historical returns of Nippon India Flexi Cap Fund?
Nippon India Flexi Cap Fund delivered a 3-year CAGR of 9.7% and a 5-year CAGR of 9.0%. Its 1-year return stands at +0.56%.
How large is Nippon India Flexi Cap Fund?
Nippon India Flexi Cap Fund manages assets of Rs 9,682 cr, placing it in the 'comfortable' size band relative to Flexi Cap peers.
How is Nippon India Flexi Cap Fund scored on MFIQ?
Nippon India Flexi Cap Fund holds an MFIQ Score of 4.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Nippon India Flexi Cap Fund?
Nippon India Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.79% with a maximum historical drawdown of -20.24%.