Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Favorable risk-adjusted return profile with a Sharpe ratio of 0.86.
- Cost-efficient: expense ratio of 0.66% is lower than category median (1.89%).
- Consistently ranked #1 in its category with an MFIQ quantitative score of 8.7/10.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +1.07% | +1.94% | -0.87% |
| 3 Months | -0.26% | +0.03% | -0.29% |
| 6 Months | +2.13% | +2.40% | -0.27% |
| 1 Year | +3.43% | +2.66% | +0.77% |
| 3 Years CAGR | +8.69% | +6.99% | +1.70% |
| 5 Years CAGR | +8.76% | +6.45% | +2.31% |
| Since Inception | +8.85% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Parag Parikh Conservative Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.25% | +2.59% | +0.66% |
| 2025 | +7.43% | +6.07% | +1.36% |
| 2024 | +12.49% | +10.16% | +2.33% |
| 2023 | +13.69% | +10.90% | +2.79% |
| 2022 | +7.55% | +3.04% | +4.51% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | +1.09% | +9.65% | +8.50% | +19.35% | 100.0% | - |
| 3-Year Rolling | +8.23% | +11.02% | +11.13% | +12.72% | 100.0% | - |
| 5-Year Rolling | +8.31% | +9.18% | +9.24% | +9.74% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Debt securities (including securitized debt), & Money Market instruments | 75%-90% Equities & Equity related instruments Including REITs,: 10%-25% Units issued by InvITs: 0%-10% Gold and Silver ETFs, ETCDs: 0% - 15% “For detailed asset allocation, please refer to the Scheme Information Document (SID) available on the website.” |
Investment Objective & Strategy
To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the scheme. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 3,451 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Conservative Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Non-equity oriented schemes (e.g. Conservative Hybrid): Capital gains are added to taxable income and taxed at your applicable income tax slab rates regardless of the holding period.
Closest Conservative Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| DSP Conservative Hybrid Fund | 6.5 | +8.15% | 1.25% | - | Rs 178 cr | Compare → |
| Aditya Birla Sun Life Conservative Hybrid Fund / Payment | 4.9 | +7.94% | 1.80% | - | Rs 1,474 cr | Compare → |
| SBI Conservative Hybrid Fund | 7.0 | +7.92% | 1.49% | - | Rs 10,103 cr | Compare → |
| HSBC Conservative Hybrid Fund | 4.7 | +8.11% | 2.19% | - | Rs 151 cr | Compare → |
| UTI Conservative Hybrid Fund | 5.3 | +7.35% | 1.85% | - | Rs 1,615 cr | Compare → |
Frequently Asked Questions about Parag Parikh Conservative Hybrid Fund
What is the expense ratio of Parag Parikh Conservative Hybrid Fund?
Parag Parikh Conservative Hybrid Fund has a total expense ratio (TER) of 0.66% with a base expense ratio of 0.54%, compared to the Conservative Hybrid category median of 1.89%.
Who manages Parag Parikh Conservative Hybrid Fund?
Parag Parikh Conservative Hybrid Fund is managed by Rajeev Thakkar (tenure: 5.5 years since 2021-05-26).
What are the historical returns of Parag Parikh Conservative Hybrid Fund?
Parag Parikh Conservative Hybrid Fund delivered a 3-year CAGR of 8.69% and a 5-year CAGR of 8.76%. Its 1-year return stands at +3.43%.
How large is Parag Parikh Conservative Hybrid Fund?
Parag Parikh Conservative Hybrid Fund manages assets of Rs 3,451 cr, placing it in the 'stretched' size band relative to Conservative Hybrid peers.
How is Parag Parikh Conservative Hybrid Fund scored on MFIQ?
Parag Parikh Conservative Hybrid Fund holds an MFIQ Score of 8.7/10 (Strong), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Parag Parikh Conservative Hybrid Fund?
Parag Parikh Conservative Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 2.80% with a maximum historical drawdown of -2.81%.