quant ELSS Tax Saver Fund - Growth Option - Regular Plan
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 84% of historical 3-year rolling periods.
- Generated +2.0% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 2.05% is lower than category median (2.34%).
- Over 27 years of operational history across different market cycles.
- Experienced a maximum drawdown of -67.9% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.32% | +7.77% | -0.45% |
| 3 Months | +1.55% | +0.19% | +1.36% |
| 6 Months | +8.57% | +5.12% | +3.45% |
| 1 Year | +11.89% | +1.89% | +10.00% |
| 3 Years CAGR | +14.40% | +11.88% | +2.52% |
| 5 Years CAGR | +13.17% | +9.96% | +3.21% |
| 7 Years CAGR | +23.50% | +13.84% | +9.66% |
| 10 Years CAGR | +19.07% | +13.83% | +5.24% |
| Since Inception | +12.09% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in quant ELSS Tax Saver Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +11.71% | +1.20% | +10.51% |
| 2025 | +6.74% | +3.57% | +3.17% |
| 2024 | +9.26% | +19.98% | -10.72% |
| 2023 | +30.44% | +27.84% | +2.60% |
| 2022 | +12.25% | +2.11% | +10.14% |
| 2021 | +59.83% | +32.16% | +27.67% |
| 2020 | +46.92% | +17.88% | +29.04% |
| 2019 | +2.97% | +9.89% | -6.92% |
| 2018 | -4.24% | -6.42% | +2.18% |
| 2017 | +36.23% | +37.59% | -1.36% |
| 2016 | +13.67% | +3.19% | +10.48% |
| 2015 | +10.00% | +3.80% | +6.20% |
| 2014 | +60.92% | +49.05% | +11.87% |
| 2013 | -7.87% | +7.15% | -15.02% |
| 2012 | +19.53% | +29.97% | -10.44% |
| 2011 | -38.42% | -23.37% | -15.05% |
| 2010 | +11.75% | +17.81% | -6.06% |
| 2009 | +55.47% | +73.74% | -18.27% |
| 2008 | -60.13% | -54.86% | -5.27% |
| 2007 | +70.19% | +60.55% | +9.64% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -63.30% | +16.79% | +11.70% | +155.14% | 68.9% | 74.0% |
| 3-Year Rolling | -16.57% | +13.85% | +15.15% | +53.34% | 78.6% | 84.1% |
| 5-Year Rolling | -12.86% | +13.96% | +15.95% | +39.89% | 86.8% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-07 | 2009-03-09 | -67.9% | 14 months | 96 months |
| 2020-01-24 | 2020-03-23 | -36.3% | 2 months | 4 months |
| 2006-05-10 | 2006-06-14 | -31.3% | 1 months | 6 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity, Cumulative convertible preference shares & Fully convertible debentures and bonds:- 80-100% | Per Scheme Mandate |
| Money market instruments etc.:- 0-20% | Per Scheme Mandate |
Investment Objective & Strategy
The primary investment objective of the Scheme is to generate capital appreciation by investing predominantly in a well diversified portfolio of Equity Shares with growth potential. This income may be complemented by possible dividend and other income. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 13,714 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to ELSS schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest ELSS Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| BARODA BNP PARIBAS ELSS Tax Saver Fund | 7.2 | +14.56% | 2.44% | 99.2% | Rs 913 cr | Compare → |
| Edelweiss ELSS Tax Saver Fund | 4.7 | +13.15% | 2.56% | 101.0% | Rs 460 cr | Compare → |
| JM ELSS Tax Saver Fund | 4.3 | +15.05% | 2.66% | 102.1% | Rs 245 cr | Compare → |
| Mirae Asset ELSS Tax Saver Fund | 5.5 | +12.80% | 1.94% | 99.9% | Rs 26,283 cr | Compare → |
| SBI ELSS Tax Saver FUND | 6.7 | +14.22% | 1.83% | 91.3% | Rs 32,287 cr | Compare → |
Frequently Asked Questions about quant ELSS Tax Saver Fund
What is the expense ratio of quant ELSS Tax Saver Fund?
quant ELSS Tax Saver Fund has a total expense ratio (TER) of 2.05% with a base expense ratio of 1.46%, compared to the ELSS category median of 2.34%.
Who manages quant ELSS Tax Saver Fund?
quant ELSS Tax Saver Fund is managed by Sandeep Tandon (tenure: 1.8 years since 2025-02-03).
What are the historical returns of quant ELSS Tax Saver Fund?
quant ELSS Tax Saver Fund delivered a 3-year CAGR of 14.4% and a 5-year CAGR of 13.17%. Its 1-year return stands at +11.89%.
How large is quant ELSS Tax Saver Fund?
quant ELSS Tax Saver Fund manages assets of Rs 13,714 cr, placing it in the 'comfortable' size band relative to ELSS peers.
How is quant ELSS Tax Saver Fund scored on MFIQ?
quant ELSS Tax Saver Fund holds an MFIQ Score of 5.3/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is quant ELSS Tax Saver Fund?
quant ELSS Tax Saver Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 16.89% with a maximum historical drawdown of -67.91%.