SBI MIDCAP FUND - REGULAR PLAN - GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Cost-efficient: expense ratio of 1.8% is lower than category median (2.11%).
- Over 22 years of operational history across different market cycles.
- Experienced a maximum drawdown of -78.7% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +2.10% | +4.07% | -1.97% |
| 3 Months | -4.32% | -1.98% | -2.34% |
| 6 Months | -1.74% | +3.41% | -5.15% |
| 1 Year | -0.08% | +3.63% | -3.71% |
| 3 Years CAGR | +9.20% | +15.02% | -5.82% |
| 5 Years CAGR | +10.32% | +12.65% | -2.33% |
| 7 Years CAGR | +18.80% | +19.98% | -1.18% |
| 10 Years CAGR | +13.16% | +15.76% | -2.60% |
| Since Inception | +12.83% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI MIDCAP FUND compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -0.99% | +5.43% | -6.42% |
| 2025 | +0.37% | +1.71% | -1.34% |
| 2024 | +20.34% | +29.27% | -8.93% |
| 2023 | +34.46% | +37.88% | -3.42% |
| 2022 | +3.04% | +2.02% | +1.02% |
| 2021 | +52.25% | +48.43% | +3.82% |
| 2020 | +30.45% | +24.33% | +6.12% |
| 2019 | +0.07% | +5.15% | -5.08% |
| 2018 | -17.98% | -12.21% | -5.77% |
| 2017 | +33.49% | +41.38% | -7.89% |
| 2016 | +4.98% | +3.21% | +1.77% |
| 2015 | +14.92% | +8.03% | +6.89% |
| 2014 | +71.94% | +73.48% | -1.54% |
| 2013 | +13.57% | +4.64% | +8.93% |
| 2012 | +47.98% | +45.00% | +2.98% |
| 2011 | -25.79% | -24.73% | -1.06% |
| 2010 | +14.70% | +18.72% | -4.02% |
| 2009 | +104.11% | +97.88% | +6.23% |
| 2008 | -71.74% | -62.20% | -9.54% |
| 2007 | +70.69% | +64.08% | +6.61% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -74.48% | +18.74% | +12.62% | +165.25% | 75.3% | 43.0% |
| 3-Year Rolling | -18.58% | +15.65% | +16.21% | +45.58% | 84.6% | 29.3% |
| 5-Year Rolling | -6.86% | +15.88% | +17.55% | +35.13% | 91.1% | 0.2% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2009-03-09 | -78.6% | 14 months | 63 months |
| 2018-01-09 | 2020-03-24 | -44.2% | 26 months | 8 months |
| 2006-05-10 | 2006-06-14 | -37.8% | 1 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of midcap companies (including derivatives and REITs) | 65% - 100% |
| Other equities and equity related instruments | 0% - 35% |
| Units issued by InVIT | 0% - 10% |
| Money Market and other Liquid Instruments including units of domestic mutual funds | 0% - 35% |
| Gold and Silver Instruments | 0% - 20% |
Investment Objective & Strategy
To provide investors with opportunities forlong-term growth in capital along with theliquidity of an open-ended scheme byinvesting predominantly in a well diversifiedbasket of equity stocks of Midcapcompanies.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 23,604 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Taurus Mid Cap Fund | 1.4 | +10.27% | 2.79% | 98.2% | Rs 142 cr | Compare → |
| quant Mid Cap Fund | 3.6 | +9.52% | 2.06% | 86.3% | Rs 7,919 cr | Compare → |
| PGIM India Midcap Fund | 3.4 | +10.77% | 1.96% | 86.7% | Rs 10,968 cr | Compare → |
| Helios Mid Cap Fund | 4.9 | - | 2.32% | 104.0% | Rs 2,631 cr | Compare → |
| DSP Midcap Fund | 3.5 | +12.47% | 1.73% | 99.8% | Rs 20,109 cr | Compare → |
Frequently Asked Questions about SBI MIDCAP FUND
What is the expense ratio of SBI MIDCAP FUND?
SBI MIDCAP FUND has a total expense ratio (TER) of 1.8% with a base expense ratio of 1.39%, compared to the Mid Cap category median of 2.11%.
Who manages SBI MIDCAP FUND?
SBI MIDCAP FUND is managed by Bhavin Vithlani (tenure: 2.6 years since 2024-04-01).
What are the historical returns of SBI MIDCAP FUND?
SBI MIDCAP FUND delivered a 3-year CAGR of 9.2% and a 5-year CAGR of 10.32%. Its 1-year return stands at -0.08%.
How large is SBI MIDCAP FUND?
SBI MIDCAP FUND manages assets of Rs 23,604 cr, placing it in the 'stretched' size band relative to Mid Cap peers.
How is SBI MIDCAP FUND scored on MFIQ?
SBI MIDCAP FUND holds an MFIQ Score of 3.0/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI MIDCAP FUND?
SBI MIDCAP FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.57% with a maximum historical drawdown of -78.65%.