SBI MULTI ASSET ALLOCATION FUND - REGULAR PLAN - GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 23% limits losses during market corrections.
- Generated +5.4% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.37% is lower than category median (2.13%).
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +2.15% | +3.61% | -1.46% |
| 3 Months | -1.77% | -1.36% | -0.41% |
| 6 Months | +0.14% | +1.77% | -1.63% |
| 1 Year | +5.00% | +6.58% | -1.58% |
| 3 Years CAGR | +13.84% | +13.86% | -0.02% |
| 5 Years CAGR | +11.97% | +12.08% | -0.11% |
| 7 Years CAGR | +12.77% | +12.65% | +0.12% |
| 10 Years CAGR | +11.07% | +10.89% | +0.18% |
| Since Inception | +9.47% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI MULTI ASSET ALLOCATION FUND compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.34% | +2.90% | -1.56% |
| 2025 | +18.58% | +18.15% | +0.43% |
| 2024 | +12.79% | +16.05% | -3.26% |
| 2023 | +24.38% | +22.46% | +1.92% |
| 2022 | +5.98% | +5.20% | +0.78% |
| 2021 | +13.02% | +20.80% | -7.78% |
| 2020 | +14.22% | +16.12% | -1.90% |
| 2019 | +10.63% | +10.50% | +0.13% |
| 2018 | +0.36% | +1.11% | -0.75% |
| 2017 | +10.89% | +13.40% | -2.51% |
| 2016 | +8.73% | +8.03% | +0.70% |
| 2015 | +9.93% | +3.46% | +6.47% |
| 2014 | +17.31% | +17.23% | +0.08% |
| 2013 | +8.20% | +3.48% | +4.72% |
| 2012 | +11.69% | +15.54% | -3.85% |
| 2011 | +3.31% | +2.01% | +1.30% |
| 2010 | +10.44% | +10.44% | 0.00% |
| 2009 | +7.61% | +7.61% | 0.00% |
| 2008 | -3.27% | +16.25% | -19.52% |
| 2007 | +8.39% | +6.71% | +1.68% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.21% | +9.99% | +9.00% | +36.13% | 95.7% | 48.2% |
| 3-Year Rolling | +0.33% | +10.01% | +9.82% | +20.62% | 100.0% | 41.9% |
| 5-Year Rolling | +3.88% | +9.87% | +9.64% | +17.71% | 100.0% | 17.9% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-20 | 2020-03-23 | -17.6% | 1 months | 3 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related Instruments (including derivatives and equity ETFs*) | 10%-80% - Medium to High |
| Debt and debt related instruments (including Central and State Government securities, debt derivatives and debt ETFs*) and Money market instruments | 10%-80% - Low to Medium |
| Gold related instruments^^/ Gold ETF* | 10%-80% - Medium to High |
| Units of REITs and InvITs and such other asset classes as SEBI may prescribe from time to time. | 0%-10% - Medium to High |
Investment Objective & Strategy
To provide the investors an opportunity to invest in an actively managed portfolio of multiple asset classes. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved. The scheme doesn't assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 21,580 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as strained relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Nippon India Multi Asset Allocation Fund | 7.1 | +17.22% | 1.45% | 23.9% | Rs 18,983 cr | Compare → |
| Aditya Birla Sun Life Multi Asset Allocation Fund | 6.2 | +15.35% | 1.78% | 34.3% | Rs 7,836 cr | Compare → |
| quant Multi Asset Allocation Fund | 5.8 | +19.81% | 2.13% | 18.5% | Rs 6,958 cr | Compare → |
| Kotak Multi Asset Allocation Fund | 6.5 | +16.15% | 1.77% | 25.3% | Rs 15,532 cr | Compare → |
| DSP Multi Asset Allocation Fund | 7.9 | +16.95% | 1.57% | 11.1% | Rs 11,441 cr | Compare → |
Frequently Asked Questions about SBI MULTI ASSET ALLOCATION FUND
What is the expense ratio of SBI MULTI ASSET ALLOCATION FUND?
SBI MULTI ASSET ALLOCATION FUND has a total expense ratio (TER) of 1.37% with a base expense ratio of 1.09%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages SBI MULTI ASSET ALLOCATION FUND?
SBI MULTI ASSET ALLOCATION FUND is managed by Mansi Sajeja.
What are the historical returns of SBI MULTI ASSET ALLOCATION FUND?
SBI MULTI ASSET ALLOCATION FUND delivered a 3-year CAGR of 13.84% and a 5-year CAGR of 11.97%. Its 1-year return stands at +5.00%.
How large is SBI MULTI ASSET ALLOCATION FUND?
SBI MULTI ASSET ALLOCATION FUND manages assets of Rs 21,580 cr, placing it in the 'strained' size band relative to Multi Asset Allocation peers.
How is SBI MULTI ASSET ALLOCATION FUND scored on MFIQ?
SBI MULTI ASSET ALLOCATION FUND holds an MFIQ Score of 5.6/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI MULTI ASSET ALLOCATION FUND?
SBI MULTI ASSET ALLOCATION FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 8.12% with a maximum historical drawdown of -17.63%.