SBI Multicap Fund- Regular Plan- Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 95% of historical 3-year rolling periods.
- Cost-efficient: expense ratio of 1.82% is lower than category median (2.21%).
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.18% | +5.58% | -0.40% |
| 3 Months | -0.89% | +0.66% | -1.55% |
| 6 Months | +4.21% | +7.75% | -3.54% |
| 1 Year | +0.85% | +6.20% | -5.35% |
| 3 Years CAGR | +12.79% | +14.36% | -1.57% |
| Since Inception | +11.98% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI Multicap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.66% | +7.13% | -5.47% |
| 2025 | +2.98% | +2.69% | +0.29% |
| 2024 | +25.98% | +23.44% | +2.54% |
| 2023 | +22.48% | +31.30% | -8.82% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -10.42% | +14.62% | +11.37% | +42.67% | 85.9% | 40.5% |
| 3-Year Rolling | +9.79% | +15.97% | +16.18% | +22.75% | 100.0% | 95.4% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2025-07-23 | 2026-03-31 | -15.6% | 8 months | Not yet recovered |
| 2024-09-27 | 2025-02-28 | -15.0% | 5 months | 4 months |
| 2022-04-05 | 2022-06-20 | -12.9% | 2 months | 1 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related instruments including REITs: Minimum investment in equity & equity related instruments ? 75% of total assets in the following manner | Per Scheme Mandate |
| Large Cap Companies | 25%-50% |
| Mid Cap Companies | 25%-50% |
| Small Cap Companies | 25%-50% |
| Money market and other liquid instruments including units of domestic mutual funds | 0%-25% |
| Units issued by InVIT | 0%-10% |
| Gold and Silver instruments | 0%-25% |
Investment Objective & Strategy
To provide investors with opportunities for long term growth in capital from a diversified portfolio of equity and equity related instruments across market capitalization. However, there can be no assurance that the investment objective of the Scheme will be realized.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 24,354 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Multi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas MULTI CAP FUND | 3.8 | +13.92% | 2.22% | 95.4% | Rs 3,514 cr | Compare → |
| Canara Robeco Multi Cap Fund | 5.1 | +12.97% | 1.99% | 101.6% | Rs 6,097 cr | Compare → |
| Union Multicap Fund | 4.3 | +14.20% | 2.50% | 96.4% | Rs 1,621 cr | Compare → |
| Mirae Asset Multicap Fund | 3.4 | +12.28% | 2.23% | 106.1% | Rs 5,639 cr | Compare → |
| Aditya Birla Sun Life Multi Cap Fund | 5.2 | +14.36% | 2.00% | 102.3% | Rs 7,586 cr | Compare → |
Frequently Asked Questions about SBI Multicap Fund
What is the expense ratio of SBI Multicap Fund?
SBI Multicap Fund has a total expense ratio (TER) of 1.82% with a base expense ratio of 1.38%, compared to the Multi Cap category median of 2.21%.
Who manages SBI Multicap Fund?
SBI Multicap Fund is managed by Ruchit Mehta (tenure: 0.4 years since 2026-06-01).
What are the historical returns of SBI Multicap Fund?
SBI Multicap Fund delivered a 3-year CAGR of 12.79%. Its 1-year return stands at +0.85%.
How large is SBI Multicap Fund?
SBI Multicap Fund manages assets of Rs 24,354 cr, placing it in the 'stretched' size band relative to Multi Cap peers.
How is SBI Multicap Fund scored on MFIQ?
SBI Multicap Fund holds an MFIQ Score of 5.8/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI Multicap Fund?
SBI Multicap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.21% with a maximum historical drawdown of -15.60%.