Groww Multi Asset Allocation Fund Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 39% limits losses during market corrections.
- Generated +1.8% annualized alpha (excess return) over its benchmark.
- Expense ratio (2.67%) is higher than category median (2.13%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.65% | +3.61% | +2.04% |
| 3 Months | +0.05% | -1.36% | +1.41% |
| 6 Months | +2.61% | +1.77% | +0.84% |
| 1 Year | +2.64% | +6.58% | -3.94% |
| Since Inception | +3.17% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.19% | +2.90% | -2.71% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -4.42% | -1.85% | -2.61% | +2.71% | 19.2% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-01-29 | 2026-03-23 | -12.6% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments - 10% to 80 % | Per Scheme Mandate |
| Debt & Money market instruments - 10% t o80 % | Per Scheme Mandate |
| Gold, Silver, Commodity ETFs, Exchange | Per Scheme Mandate |
| Traded Commodity Derivatives (ETCDs) - 10% to 50 % | Per Scheme Mandate |
| REITs and InvITs - 0% to 10% | Per Scheme Mandate |
Investment Objective & Strategy
To achieve long-term capital appreciation by predominantly investing in equity and equity-related instruments, Debt & Money market instruments, Commodities and in units of REITs & InvITs. However, there can be no assurance that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 398 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Bajaj Finserv Multi Asset Allocation Fund | 3.5 | - | 2.22% | 31.5% | Rs 1,982 cr | Compare → |
| LIC MF Multi Asset Allocation Fund | 2.2 | - | 2.37% | 35.8% | Rs 981 cr | Compare → |
| Bank of India Multi Asset Allocation Fund | 5.2 | - | 2.21% | 5.3% | Rs 375 cr | Compare → |
| Sundaram Multi Asset Allocation Fund | 2.3 | - | 2.10% | 43.5% | Rs 3,290 cr | Compare → |
| Union Multi Asset Allocation Fund | 4.2 | - | 2.39% | 23.9% | Rs 1,019 cr | Compare → |
Frequently Asked Questions about Groww Multi Asset Allocation Fund
What is the expense ratio of Groww Multi Asset Allocation Fund?
Groww Multi Asset Allocation Fund has a total expense ratio (TER) of 2.67% with a base expense ratio of 2.02%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages Groww Multi Asset Allocation Fund?
Groww Multi Asset Allocation Fund is managed by Paras Matalia (tenure: 1.1 years since 2025-09-30).
What are the historical returns of Groww Multi Asset Allocation Fund?
Groww Multi Asset Allocation Fund has a 1-year return of +2.64%.
How large is Groww Multi Asset Allocation Fund?
Groww Multi Asset Allocation Fund manages assets of Rs 398 cr, placing it in the 'comfortable' size band relative to Multi Asset Allocation peers.
How is Groww Multi Asset Allocation Fund scored on MFIQ?
Groww Multi Asset Allocation Fund holds an MFIQ Score of 2.2/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Groww Multi Asset Allocation Fund?
Groww Multi Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.51% with a maximum historical drawdown of -12.63%.