LIC MF Multi Asset Allocation Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 36% limits losses during market corrections.
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +2.45% | +3.61% | -1.16% |
| 3 Months | -2.00% | -1.36% | -0.64% |
| 6 Months | +1.32% | +1.77% | -0.45% |
| 1 Year | +1.32% | +6.58% | -5.26% |
| Since Inception | +11.89% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -0.87% | +2.90% | -3.77% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -6.02% | +8.14% | +8.44% | +24.33% | 89.4% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-01-29 | 2026-03-23 | -13.7% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme would be as follows: Equity and equity related instruments | 65%-80% of the total assets, Debt and Money Market instruments: 10%-25% of the Total Assets, Units of Gold ETFs: 10%-25% of the Total Assets, Units of Silver ETFs: 0%-10% of the Total Assets, Units issued by Infrastructure Investment Trusts (InvITs), ETCDs, and mutual fund units.: 0%-10% of the Total Assets. Please refer the Scheme Information Document for complete details. |
Investment Objective & Strategy
The investment objective of the Scheme is to generate long term capital appreciation by investing in diversified portfolio of equity & equity related instruments, debt & money market instruments and units of Gold Exchange Traded Funds (ETFs). There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 981 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Groww Multi Asset Allocation Fund | 2.2 | - | 2.67% | 38.8% | Rs 398 cr | Compare → |
| Sundaram Multi Asset Allocation Fund | 2.3 | - | 2.10% | 43.5% | Rs 3,290 cr | Compare → |
| Bajaj Finserv Multi Asset Allocation Fund | 3.5 | - | 2.22% | 31.5% | Rs 1,982 cr | Compare → |
| Samco Multi Asset Allocation Fund | 2.1 | - | 3.70% | -2.9% | Rs 379 cr | Compare → |
| Bank of India Multi Asset Allocation Fund | 5.2 | - | 2.21% | 5.3% | Rs 375 cr | Compare → |
Frequently Asked Questions about LIC MF Multi Asset Allocation Fund
What is the expense ratio of LIC MF Multi Asset Allocation Fund?
LIC MF Multi Asset Allocation Fund has a total expense ratio (TER) of 2.37% with a base expense ratio of 1.8%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages LIC MF Multi Asset Allocation Fund?
LIC MF Multi Asset Allocation Fund is managed by Sumit Bhatnagar (tenure: 1.7 years since 2025-02-14).
What are the historical returns of LIC MF Multi Asset Allocation Fund?
LIC MF Multi Asset Allocation Fund has a 1-year return of +1.32%.
How large is LIC MF Multi Asset Allocation Fund?
LIC MF Multi Asset Allocation Fund manages assets of Rs 981 cr, placing it in the 'comfortable' size band relative to Multi Asset Allocation peers.
How is LIC MF Multi Asset Allocation Fund scored on MFIQ?
LIC MF Multi Asset Allocation Fund holds an MFIQ Score of 2.2/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Multi Asset Allocation Fund?
LIC MF Multi Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.51% with a maximum historical drawdown of -13.67%.