ITI Value Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 97% of historical 3-year rolling periods.
- 5-Year CAGR of 9.26% demonstrates steady long-term compounding.
- Downside capture of 122% indicates larger drops during broader market downturns.
- Expense ratio (3.0%) is higher than category median (2.33%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.26% | +6.97% | -2.71% |
| 3 Months | -3.07% | -0.44% | -2.63% |
| 6 Months | -1.10% | +2.86% | -3.96% |
| 1 Year | -1.31% | +0.81% | -2.12% |
| 3 Years CAGR | +10.53% | +11.40% | -0.87% |
| 5 Years CAGR | +9.26% | +10.93% | -1.67% |
| Since Inception | +9.99% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in ITI Value Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -3.63% | -0.49% | -3.14% |
| 2025 | +3.44% | +4.57% | -1.13% |
| 2024 | +18.32% | +21.24% | -2.92% |
| 2023 | +36.26% | +32.95% | +3.31% |
| 2022 | +5.49% | +4.90% | +0.59% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -15.60% | +14.32% | +6.99% | +54.68% | 72.9% | 63.1% |
| 3-Year Rolling | +8.52% | +17.42% | +17.69% | +24.89% | 100.0% | 96.8% |
| 5-Year Rolling | +7.37% | +10.44% | +11.12% | +12.50% | 100.0% | 50.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2021-10-18 | 2022-06-20 | -24.0% | 8 months | 12 months |
| 2024-07-31 | 2025-03-03 | -22.2% | 7 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity, Units Issued by REITs & Equity related instruments including derivatives 65%-100%, Preference Shares 0%-10%, Debt and Money Market Instruments 0%-35%, Units issued by InvITs 0%-10%. | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to seek to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related instruments by following value investing strategy. However, there can be no assurance that the investment objective of the scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 353 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Value schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Value Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Canara Robeco Value Fund | 4.6 | +10.13% | 2.27% | 106.4% | Rs 1,288 cr | Compare → |
| JM Value Fund | 2.5 | +9.97% | 2.70% | 128.9% | Rs 772 cr | Compare → |
| Union Value Fund | 4.2 | +10.95% | 2.70% | 95.7% | Rs 401 cr | Compare → |
| Baroda BNP Paribas Value Fund | 3.2 | +8.94% | 2.41% | 100.1% | Rs 961 cr | Compare → |
| Quantum Value Fund | 4.1 | +10.61% | 2.20% | 79.2% | Rs 1,135 cr | Compare → |
Frequently Asked Questions about ITI Value Fund
What is the expense ratio of ITI Value Fund?
ITI Value Fund has a total expense ratio (TER) of 3.0% with a base expense ratio of 2.1%, compared to the Value category median of 2.33%.
Who manages ITI Value Fund?
ITI Value Fund is managed by Nilay Dalal (tenure: 0.5 years since 2026-05-08).
What are the historical returns of ITI Value Fund?
ITI Value Fund delivered a 3-year CAGR of 10.53% and a 5-year CAGR of 9.26%. Its 1-year return stands at -1.31%.
How large is ITI Value Fund?
ITI Value Fund manages assets of Rs 353 cr, placing it in the 'small' size band relative to Value peers.
How is ITI Value Fund scored on MFIQ?
ITI Value Fund holds an MFIQ Score of 2.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is ITI Value Fund?
ITI Value Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 17.34% with a maximum historical drawdown of -23.96%.