Union Value Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 97% of historical 3-year rolling periods.
- 5-Year CAGR of 10.57% demonstrates steady long-term compounding.
- Expense ratio (2.7%) is higher than category median (2.33%), which creates fee drag over time.
- Experienced a maximum drawdown of -37.7% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.16% | +6.97% | -0.81% |
| 3 Months | -1.71% | -0.44% | -1.27% |
| 6 Months | +2.53% | +2.86% | -0.33% |
| 1 Year | -0.90% | +0.81% | -1.71% |
| 3 Years CAGR | +10.95% | +11.40% | -0.45% |
| 5 Years CAGR | +10.57% | +10.93% | -0.36% |
| 7 Years CAGR | +15.30% | +15.04% | +0.26% |
| Since Inception | +14.14% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Union Value Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.20% | -0.49% | -0.71% |
| 2025 | +6.67% | +4.57% | +2.10% |
| 2024 | +16.67% | +21.24% | -4.57% |
| 2023 | +33.26% | +32.95% | +0.31% |
| 2022 | +4.90% | +4.90% | 0.00% |
| 2021 | +32.44% | +30.97% | +1.47% |
| 2020 | +17.47% | +14.09% | +3.38% |
| 2019 | +4.57% | +4.94% | -0.37% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -33.97% | +17.45% | +9.99% | +100.00% | 86.4% | 72.9% |
| 3-Year Rolling | +8.95% | +19.04% | +18.62% | +34.43% | 100.0% | 97.4% |
| 5-Year Rolling | +8.87% | +19.10% | +19.51% | +30.16% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-01-17 | 2020-03-23 | -37.7% | 2 months | 7 months |
| 2021-10-18 | 2022-06-20 | -18.3% | 8 months | 5 months |
| 2024-09-23 | 2025-03-03 | -18.3% | 5 months | 8 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related instruments | 80%- 100% of net assets, Money Market Instruments, Other Liquid Instruments and other assets as permitted by SEBI - 0%-20% of net assets, Units issued by InvITs - 0% to 10% of net assets. Please refer the Scheme Information Document for complete details. |
Investment Objective & Strategy
The investment objective of the scheme is to seek to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value). However, there can be no assurance that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 401 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Value schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Value Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Quantum Value Fund | 4.1 | +10.61% | 2.20% | 79.2% | Rs 1,135 cr | Compare → |
| Canara Robeco Value Fund | 4.6 | +10.13% | 2.27% | 106.4% | Rs 1,288 cr | Compare → |
| Bandhan Value Fund | 5.2 | +11.22% | 1.97% | 90.6% | Rs 10,218 cr | Compare → |
| ITI Value Fund | 2.9 | +10.53% | 3.00% | 121.7% | Rs 353 cr | Compare → |
| Groww Value Fund formerly known as Indiabulls Value Fund | 3.3 | +11.58% | 2.89% | 93.4% | Rs 86.4 cr | Compare → |
Frequently Asked Questions about Union Value Fund
What is the expense ratio of Union Value Fund?
Union Value Fund has a total expense ratio (TER) of 2.7% with a base expense ratio of 2.1%, compared to the Value category median of 2.33%.
Who manages Union Value Fund?
Union Value Fund is managed by Vinod Malviya.
What are the historical returns of Union Value Fund?
Union Value Fund delivered a 3-year CAGR of 10.95% and a 5-year CAGR of 10.57%. Its 1-year return stands at -0.90%.
How large is Union Value Fund?
Union Value Fund manages assets of Rs 401 cr, placing it in the 'small' size band relative to Value peers.
How is Union Value Fund scored on MFIQ?
Union Value Fund holds an MFIQ Score of 4.2/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Union Value Fund?
Union Value Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.88% with a maximum historical drawdown of -37.73%.