Kotak Focused Fund- Regular plan _ Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Generated +3.1% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 2.02% is lower than category median (2.24%).
- Consistently ranked #3 in its category with an MFIQ quantitative score of 6.7/10.
- Experienced a maximum drawdown of -36.5% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.79% | +7.77% | +1.02% |
| 3 Months | +0.53% | +0.86% | -0.33% |
| 6 Months | +8.18% | +7.95% | +0.23% |
| 1 Year | +6.01% | +3.65% | +2.36% |
| 3 Years CAGR | +15.20% | +12.71% | +2.49% |
| 5 Years CAGR | +10.69% | +10.23% | +0.46% |
| 7 Years CAGR | +14.81% | +13.92% | +0.89% |
| Since Inception | +15.19% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Kotak Focused Fund _ compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +4.09% | +3.13% | +0.96% |
| 2025 | +13.12% | +2.93% | +10.19% |
| 2024 | +16.36% | +17.15% | -0.79% |
| 2023 | +22.68% | +28.21% | -5.53% |
| 2022 | +1.61% | -0.40% | +2.01% |
| 2021 | +34.23% | +34.23% | 0.00% |
| 2020 | +12.79% | +16.09% | -3.30% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -6.12% | +18.17% | +11.77% | +89.48% | 91.0% | 41.3% |
| 3-Year Rolling | +9.05% | +16.90% | +16.65% | +30.38% | 100.0% | 28.5% |
| 5-Year Rolling | +8.24% | +16.97% | +17.33% | +26.11% | 100.0% | 45.3% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-01-24 | 2020-03-23 | -36.5% | 2 months | 8 months |
| 2022-01-17 | 2022-06-20 | -18.9% | 5 months | 12 months |
| 2024-09-26 | 2025-02-28 | -18.4% | 5 months | 7 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related Instruments - 80 - 100% Debt & Money Market Instruments - 0 - 20% Units of Gold/Silver ETF- 0 - 20% Units issued by InvITs - 0 - 10% " | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long term capital appreciation/income by investing in equity & equity related instruments across market capitalization of up to 30 companies. However, there is no assurance that the objective of the scheme will be realized.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 4,625 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Focused schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Focused Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI FOCUSED FUND | 6.1 | +15.93% | 1.55% | 65.2% | Rs 54,264 cr | Compare → |
| Bandhan Focused Fund | 5.2 | +15.68% | 2.29% | 94.2% | Rs 2,191 cr | Compare → |
| Invesco India Focused Fund | 7.7 | +21.01% | 1.91% | 93.6% | Rs 7,095 cr | Compare → |
| Canara Robeco Focused Fund | 6.0 | +13.36% | 2.15% | 97.1% | Rs 2,989 cr | Compare → |
| ITI Focused Fund | 6.2 | +14.34% | 2.61% | 97.9% | Rs 626 cr | Compare → |
Frequently Asked Questions about Kotak Focused Fund _
What is the expense ratio of Kotak Focused Fund _?
Kotak Focused Fund _ has a total expense ratio (TER) of 2.02% with a base expense ratio of 1.61%, compared to the Focused category median of 2.24%.
Who manages Kotak Focused Fund _?
Kotak Focused Fund _ is managed by Shibani Kurian.
What are the historical returns of Kotak Focused Fund _?
Kotak Focused Fund _ delivered a 3-year CAGR of 15.2% and a 5-year CAGR of 10.69%. Its 1-year return stands at +6.01%.
How large is Kotak Focused Fund _?
Kotak Focused Fund _ manages assets of Rs 4,625 cr, placing it in the 'comfortable' size band relative to Focused peers.
How is Kotak Focused Fund _ scored on MFIQ?
Kotak Focused Fund _ holds an MFIQ Score of 6.7/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Focused Fund _?
Kotak Focused Fund _ has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.53% with a maximum historical drawdown of -36.51%.