SBI FOCUSED FUND - REGULAR PLAN -GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 98% of 3-year investment horizons.
- Strong capital defense: downside capture of 65% limits losses during market corrections.
- Generated +4.8% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.55% is lower than category median (2.24%).
- Large asset base (₹54,264 Cr) may make active stock entry and exit slower in mid/small caps.
- Experienced a maximum drawdown of -78.4% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.99% | +7.77% | -0.78% |
| 3 Months | +3.05% | +0.86% | +2.19% |
| 6 Months | +8.01% | +7.95% | +0.06% |
| 1 Year | +11.34% | +3.65% | +7.69% |
| 3 Years CAGR | +15.93% | +12.71% | +3.22% |
| 5 Years CAGR | +9.91% | +10.23% | -0.32% |
| 7 Years CAGR | +15.51% | +13.92% | +1.59% |
| 10 Years CAGR | +14.84% | +12.75% | +2.09% |
| Since Inception | +13.88% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI FOCUSED FUND compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +8.15% | +3.13% | +5.02% |
| 2025 | +15.71% | +2.93% | +12.78% |
| 2024 | +17.15% | +17.15% | 0.00% |
| 2023 | +22.23% | +28.21% | -5.98% |
| 2022 | -8.49% | -0.40% | -8.09% |
| 2021 | +42.98% | +34.23% | +8.75% |
| 2020 | +14.54% | +16.09% | -1.55% |
| 2019 | +16.06% | +15.36% | +0.70% |
| 2018 | -3.81% | -5.29% | +1.48% |
| 2017 | +44.73% | +39.11% | +5.62% |
| 2016 | +2.22% | +5.20% | -2.98% |
| 2015 | +4.33% | +2.95% | +1.38% |
| 2014 | +58.01% | +49.92% | +8.09% |
| 2013 | -7.87% | +0.43% | -8.30% |
| 2012 | +56.31% | +46.66% | +9.65% |
| 2011 | -10.58% | -21.95% | +11.37% |
| 2010 | +33.08% | +15.20% | +17.88% |
| 2009 | +108.96% | +63.84% | +45.12% |
| 2008 | -68.54% | -68.54% | 0.00% |
| 2007 | +64.46% | +64.46% | 0.00% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -71.47% | +18.76% | +14.73% | +199.39% | 80.2% | 45.0% |
| 3-Year Rolling | -19.14% | +15.78% | +15.61% | +56.09% | 97.5% | 26.6% |
| 5-Year Rolling | +3.30% | +16.02% | +16.66% | +37.40% | 100.0% | 43.8% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2009-03-09 | -78.4% | 14 months | 43 months |
| 2006-05-10 | 2006-06-14 | -36.9% | 1 months | 7 months |
| 2020-02-20 | 2020-03-23 | -32.8% | 1 months | 8 months |
Portfolio & Asset Allocation
Filing Date: 2026-09-30Top 10 Security Holdings
| # | Company / Security | NSE Symbol | Asset Class | Weight (%) | Value (Cr) |
|---|---|---|---|---|---|
| 1 |
BAJAJ FINANCE LIMITED EQ NEW FV RE.1/-
BAJFINANCE
|
BAJFINANCE | Equity |
8.99%
|
₹4,509.2 Cr |
| 2 |
TREPS
|
- | Cash |
7.64%
|
₹3,833.8 Cr |
| 3 |
Alphabet Inc
|
- | Foreign stocks |
7.24%
|
₹3,632.8 Cr |
| 4 |
ICICI BANK LIMITED EQ NEW FV RS. 2/-
ICICIBANK
|
ICICIBANK | Equity |
7.11%
|
₹3,568.6 Cr |
| 5 |
KOTAK MAHINDRA BANK LIMITED EQ NEW FV RE.1/-
KOTAKBANK
|
KOTAKBANK | Equity |
5.82%
|
₹2,919.0 Cr |
| 6 |
STATE BANK OF INDIA EQ NEW RE. 1/-
SBIN
|
SBIN | Equity |
5.16%
|
₹2,590.7 Cr |
| 7 |
MUTHOOT FINANCE LIMITED EQ
MUTHOOTFIN
|
MUTHOOTFIN | Equity |
4.97%
|
₹2,492.0 Cr |
| 8 |
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-
BHARTIARTL
|
BHARTIARTL | Equity |
4.9%
|
₹2,459.8 Cr |
| 9 |
ADANI POWER LIMITED EQ NEW FV Rs.2/-
ADANIPOWER
|
ADANIPOWER | Equity |
4.47%
|
₹2,244.0 Cr |
| 10 |
SOLAR INDUSTRIES INDIA LIMITED EQ NEW FV RS. 2/-
SOLARINDS
|
SOLARINDS | Equity |
4.32%
|
₹2,167.0 Cr |
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments including derivatives | 80% - 100% |
| Units issued by InVIT | 0% - 10% |
| Money Market and other Liquid Instruments including units of domestic mutual funds | 0% - 20% |
| Gold and Silver Instruments | 0% - 20% |
Investment Objective & Strategy
The investment objective of the Scheme is to provide the investor with the opportunity of long term capital appreciation by investing in a concentrated portfolio of equity and equity related securities
Fund Size Position
Currently managing Rs 54,264 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as strained relative to Focused schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Focused Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Invesco India Focused Fund | 7.7 | +21.01% | 1.91% | 93.6% | Rs 7,095 cr | Compare → |
| Kotak Focused Fund _ | 6.7 | +15.20% | 2.02% | 91.4% | Rs 4,625 cr | Compare → |
| Bandhan Focused Fund | 5.2 | +15.68% | 2.29% | 94.2% | Rs 2,191 cr | Compare → |
| Canara Robeco Focused Fund | 6.0 | +13.36% | 2.15% | 97.1% | Rs 2,989 cr | Compare → |
| ITI Focused Fund | 6.2 | +14.34% | 2.61% | 97.9% | Rs 626 cr | Compare → |
Frequently Asked Questions about SBI FOCUSED FUND
What is the expense ratio of SBI FOCUSED FUND?
SBI FOCUSED FUND has a total expense ratio (TER) of 1.55% with a base expense ratio of 1.22%, compared to the Focused category median of 2.24%.
Who manages SBI FOCUSED FUND?
SBI FOCUSED FUND is managed by R Srinivasan (tenure: 7.5 years since 2019-05-11).
What are the historical returns of SBI FOCUSED FUND?
SBI FOCUSED FUND delivered a 3-year CAGR of 15.93% and a 5-year CAGR of 9.91%. Its 1-year return stands at +11.34%.
How large is SBI FOCUSED FUND?
SBI FOCUSED FUND manages assets of Rs 54,264 cr, placing it in the 'strained' size band relative to Focused peers.
How is SBI FOCUSED FUND scored on MFIQ?
SBI FOCUSED FUND holds an MFIQ Score of 6.1/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI FOCUSED FUND?
SBI FOCUSED FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.29% with a maximum historical drawdown of -78.36%.