Kotak Multi Cap Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +3.2% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.79% is lower than category median (2.21%).
- Downside capture of 108% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.54% | +5.58% | -0.04% |
| 3 Months | +0.66% | +0.66% | 0.00% |
| 6 Months | +4.53% | +7.75% | -3.22% |
| 1 Year | +2.78% | +6.20% | -3.42% |
| 3 Years CAGR | +16.08% | +14.36% | +1.72% |
| 5 Years CAGR | +15.07% | +10.91% | +4.16% |
| Since Inception | +15.10% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Kotak Multi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.61% | +7.13% | -5.52% |
| 2025 | +6.45% | +2.69% | +3.76% |
| 2024 | +27.11% | +23.44% | +3.67% |
| 2023 | +39.77% | +31.30% | +8.47% |
| 2022 | +9.92% | +1.64% | +8.28% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -6.91% | +20.50% | +11.19% | +63.29% | 92.1% | 82.8% |
| 3-Year Rolling | +13.62% | +22.18% | +22.69% | +30.27% | 100.0% | 100.0% |
| 5-Year Rolling | +13.23% | +14.01% | +14.06% | +15.07% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-27 | 2025-03-03 | -21.4% | 5 months | 9 months |
| 2021-11-09 | 2022-06-20 | -17.7% | 7 months | 2 months |
| 2026-01-02 | 2026-03-31 | -14.2% | 3 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| The asset allocation under the Scheme, under normal circumstances, is as follows: Investments Indicative Allocation Investments in Equity & equity related Instruments - 75% - 100 % Debt & Money market instruments | 0% - 25% Units of Gold/Silver ETF- 0% - 25% Units issued by InvITs 0% - 10% |
Investment Objective & Strategy
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities across market capitalizationThere is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 31,944 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as strained relative to Multi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mahindra Manulife Multi Cap Fund | 5.8 | +16.41% | 2.18% | 100.8% | Rs 7,968 cr | Compare → |
| HSBC Multi Cap Fund | 5.9 | +15.86% | 2.03% | 105.2% | Rs 6,760 cr | Compare → |
| Bank of India Multi Cap Fund | 6.0 | +16.75% | 2.44% | 95.0% | Rs 1,478 cr | Compare → |
| ITI Multi Cap Fund | 4.4 | +15.66% | 2.29% | 105.2% | Rs 1,589 cr | Compare → |
| LIC MF Multi Cap Fund | 6.1 | +16.69% | 2.14% | 106.9% | Rs 2,344 cr | Compare → |
Frequently Asked Questions about Kotak Multi Cap Fund
What is the expense ratio of Kotak Multi Cap Fund?
Kotak Multi Cap Fund has a total expense ratio (TER) of 1.79% with a base expense ratio of 1.34%, compared to the Multi Cap category median of 2.21%.
Who manages Kotak Multi Cap Fund?
Kotak Multi Cap Fund is managed by Devender Singal (tenure: 5.1 years since 2021-09-29).
What are the historical returns of Kotak Multi Cap Fund?
Kotak Multi Cap Fund delivered a 3-year CAGR of 16.08% and a 5-year CAGR of 15.07%. Its 1-year return stands at +2.78%.
How large is Kotak Multi Cap Fund?
Kotak Multi Cap Fund manages assets of Rs 31,944 cr, placing it in the 'strained' size band relative to Multi Cap peers.
How is Kotak Multi Cap Fund scored on MFIQ?
Kotak Multi Cap Fund holds an MFIQ Score of 7.0/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Multi Cap Fund?
Kotak Multi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 16.13% with a maximum historical drawdown of -21.42%.