LIC MF Multi Cap Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +4.2% annualized alpha (excess return) over its benchmark.
- Consistently ranked #3 in its category with an MFIQ quantitative score of 6.1/10.
- Downside capture of 107% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.66% | +5.58% | +0.08% |
| 3 Months | +0.85% | +0.66% | +0.19% |
| 6 Months | +8.62% | +7.75% | +0.87% |
| 1 Year | +7.87% | +6.20% | +1.67% |
| 3 Years CAGR | +16.69% | +14.36% | +2.33% |
| Since Inception | +16.89% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in LIC MF Multi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +8.41% | +7.13% | +1.28% |
| 2025 | +1.24% | +2.69% | -1.45% |
| 2024 | +32.27% | +23.44% | +8.83% |
| 2023 | +30.74% | +31.30% | -0.56% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -4.85% | +19.57% | +12.37% | +52.81% | 89.5% | 82.1% |
| 3-Year Rolling | +14.53% | +18.41% | +18.48% | +21.73% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-10-01 | 2025-03-03 | -19.8% | 5 months | 8 months |
| 2025-11-03 | 2026-03-31 | -15.4% | 5 months | 3 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments : 75-100%, Large Cap Companies*: 25-50%; Mid Cap Companies*: 25-50%; Small Cap Companies*: 25-50%; Money market instruments, other liquid instruments, INVITs and mutual fund units including Gold/ Silver ETFs: 0 -25%. *Definition of Large Cap, Mid Cap and Small Cap: As per Paragraph 3.9 of SEBI Master Circular for Mutual Funds, a definition has been provided of large cap, mid cap and small cap as follows. a) Large Cap: 1st - 100th entities in terms of full market capitalization b) Mid Cap: 101st - 250th entities in terms of full market capitalization c) Small Cap: 251st entities onwards in terms of full market capitalization. | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long term capital appreciation by investing in a diversified portfolio of equity & equity related instruments across large cap, mid cap and small cap stocks. There is no assurance that the investment objective of the Scheme will be realized.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,344 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Multi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| WhiteOak Capital Multi Cap Fund | 7.6 | +16.99% | 2.21% | 91.2% | Rs 4,710 cr | Compare → |
| Bank of India Multi Cap Fund | 6.0 | +16.75% | 2.44% | 95.0% | Rs 1,478 cr | Compare → |
| Axis Multicap Fund | 8.1 | +18.62% | 1.97% | 93.0% | Rs 13,106 cr | Compare → |
| Mahindra Manulife Multi Cap Fund | 5.8 | +16.41% | 2.18% | 100.8% | Rs 7,968 cr | Compare → |
| Kotak Multi Cap Fund | 7.0 | +16.08% | 1.79% | 108.0% | Rs 31,944 cr | Compare → |
Frequently Asked Questions about LIC MF Multi Cap Fund
What is the expense ratio of LIC MF Multi Cap Fund?
LIC MF Multi Cap Fund has a total expense ratio (TER) of 2.14% with a base expense ratio of 1.72%, compared to the Multi Cap category median of 2.21%.
Who manages LIC MF Multi Cap Fund?
LIC MF Multi Cap Fund is managed by Mahesh Bendre (tenure: 0.2 years since 2026-09-01).
What are the historical returns of LIC MF Multi Cap Fund?
LIC MF Multi Cap Fund delivered a 3-year CAGR of 16.69%. Its 1-year return stands at +7.87%.
How large is LIC MF Multi Cap Fund?
LIC MF Multi Cap Fund manages assets of Rs 2,344 cr, placing it in the 'comfortable' size band relative to Multi Cap peers.
How is LIC MF Multi Cap Fund scored on MFIQ?
LIC MF Multi Cap Fund holds an MFIQ Score of 6.1/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Multi Cap Fund?
LIC MF Multi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.73% with a maximum historical drawdown of -19.84%.