Kotak Technology Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 29% limits losses during market corrections.
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.40% | +6.32% | +2.08% |
| 3 Months | +3.90% | -0.20% | +4.10% |
| 6 Months | +14.78% | +5.98% | +8.80% |
| 1 Year | -4.30% | +3.90% | -8.20% |
| Since Inception | +3.51% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -7.22% | +4.03% | -11.25% |
| 2025 | -5.76% | +1.43% | -7.19% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -23.22% | -4.72% | -6.88% | +19.89% | 22.5% | 21.5% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-12-13 | 2026-06-30 | -30.2% | 19 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Investments Indicative Allocation Equity and Equity Related Instruments of technology & technology related sectors | 80%-100% Equity and Equity Related Instruments Other than technology & technology related sectors -0%-20% Debt and Money Market instruments - 0%-20% Units of Gold/Silver ETF- 0%-20% Units of InvITs - 0%-10% |
Investment Objective & Strategy
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of Technology & technology related sectors. However, there is no assurance that the objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 526 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Energy Opportunities Fund | 3.5 | - | 2.61% | 79.5% | Rs 594 cr | Compare → |
| UTI Quant Fund | 4.3 | - | 2.29% | 83.4% | Rs 1,418 cr | Compare → |
| BAJAJ FINSERV CONSUMPTION FUND | 1.7 | - | 2.88% | 131.0% | Rs 592 cr | Compare → |
| WhiteOak Capital Quality Equity Fund | 2.9 | - | 2.66% | 105.7% | Rs 579 cr | Compare → |
| LIC MF Consumption Fund | 3.1 | - | 2.72% | 115.7% | Rs 444 cr | Compare → |
Frequently Asked Questions about Kotak Technology Fund
What is the expense ratio of Kotak Technology Fund?
Kotak Technology Fund has a total expense ratio (TER) of 2.56% with a base expense ratio of 2.09%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Kotak Technology Fund?
Kotak Technology Fund is managed by Shibani Kurian (tenure: 2.7 years since 2024-03-04).
What are the historical returns of Kotak Technology Fund?
Kotak Technology Fund has a 1-year return of -4.30%.
How large is Kotak Technology Fund?
Kotak Technology Fund manages assets of Rs 526 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Kotak Technology Fund scored on MFIQ?
Kotak Technology Fund holds an MFIQ Score of 3.0/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Technology Fund?
Kotak Technology Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 17.12% with a maximum historical drawdown of -30.19%.