Navi Aggressive Hybrid Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 57% limits losses during market corrections.
- Generated +2.5% annualized alpha (excess return) over its benchmark.
- Expense ratio (2.57%) is higher than category median (2.2%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.39% | +6.16% | -1.77% |
| 3 Months | +1.26% | +1.07% | +0.19% |
| 6 Months | +9.04% | +5.38% | +3.66% |
| 1 Year | +8.51% | +2.59% | +5.92% |
| 3 Years CAGR | +11.73% | +10.89% | +0.84% |
| 5 Years CAGR | +9.43% | +8.84% | +0.59% |
| 7 Years CAGR | +11.14% | +12.32% | -1.18% |
| Since Inception | +10.15% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Navi Aggressive Hybrid Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +8.06% | +2.63% | +5.43% |
| 2025 | +6.25% | +6.01% | +0.24% |
| 2024 | +12.99% | +15.75% | -2.76% |
| 2023 | +20.31% | +20.35% | -0.04% |
| 2022 | +2.53% | +2.27% | +0.26% |
| 2021 | +20.86% | +23.77% | -2.91% |
| 2020 | +6.36% | +13.43% | -7.07% |
| 2019 | +11.20% | +10.39% | +0.81% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -23.79% | +11.05% | +8.40% | +55.35% | 88.5% | 33.0% |
| 3-Year Rolling | +6.76% | +12.45% | +12.42% | +21.87% | 100.0% | 13.4% |
| 5-Year Rolling | +7.95% | +12.22% | +11.78% | +19.69% | 100.0% | 14.1% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-12 | 2020-03-23 | -30.7% | 1 months | 8 months |
| 2022-01-17 | 2022-06-20 | -13.5% | 5 months | 5 months |
| 2024-09-23 | 2025-03-03 | -13.2% | 5 months | 7 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments – 65 to 80%; Debt & Money Market Instruments– 20 to 35%; Investment in REIT and INVIT – 0 to 10% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to provide periodic returns and capital appreciation over a long period of time, investing predominantly in equity and equity related instruments.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 120 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Aggressive Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Aggressive Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Hybrid Fund | 4.8 | +10.07% | 2.25% | 46.9% | Rs 307 cr | Compare → |
| Mirae Asset Aggressive Hybrid Fund | 5.7 | +11.56% | 1.91% | 65.9% | Rs 9,838 cr | Compare → |
| BANK OF INDIA AGGRESIVE HYBRID FUND | 6.0 | +14.00% | 2.24% | 52.5% | Rs 2,384 cr | Compare → |
| 360 ONE Balanced Hybrid Fund | 4.9 | +9.78% | 2.19% | 35.1% | Rs 671 cr | Compare → |
| Kotak Aggressive Hybrid Fund | 5.7 | +12.19% | 1.90% | 71.8% | Rs 9,449 cr | Compare → |
Frequently Asked Questions about Navi Aggressive Hybrid Fund
What is the expense ratio of Navi Aggressive Hybrid Fund?
Navi Aggressive Hybrid Fund has a total expense ratio (TER) of 2.57% with a base expense ratio of 2.1%, compared to the Aggressive Hybrid category median of 2.20%.
Who manages Navi Aggressive Hybrid Fund?
Navi Aggressive Hybrid Fund is managed by Tanmay Sethi (tenure: 2.8 years since 2024-02-01).
What are the historical returns of Navi Aggressive Hybrid Fund?
Navi Aggressive Hybrid Fund delivered a 3-year CAGR of 11.73% and a 5-year CAGR of 9.43%. Its 1-year return stands at +8.51%.
How large is Navi Aggressive Hybrid Fund?
Navi Aggressive Hybrid Fund manages assets of Rs 120 cr, placing it in the 'too small' size band relative to Aggressive Hybrid peers.
How is Navi Aggressive Hybrid Fund scored on MFIQ?
Navi Aggressive Hybrid Fund holds an MFIQ Score of 5.2/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Navi Aggressive Hybrid Fund?
Navi Aggressive Hybrid Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 11.64% with a maximum historical drawdown of -30.75%.