PGIM India Multi Asset Allocation Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Expense ratio (2.53%) is higher than category median (2.13%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.45% | +3.61% | -0.16% |
| 3 Months | -1.50% | -1.36% | -0.14% |
| 6 Months | +1.65% | +1.77% | -0.12% |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +2.64% | +2.90% | -0.26% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-01-29 | 2026-03-23 | -12.3% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments (including Derivatives) - Min 30% and Max 70% Debt and money market instruments - Min 10% and Max 35% Gold ETFs & Silver ETFs - Min 10% and Max 25% Units issued by InvITs - Min 0% and Max 10% Exchange Traded Commodity Derivatives (ETCDs) related to Gold and Silver - Min 0% and Max 30% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to seek to generate long term capital appreciation by investing in multiple asset classes including equity and equity related securities, debt and money market instruments, Gold ETFs & Silver ETFs. However, there is no assurance that the investment objective of the scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 338 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| WhiteOak Capital Multi Asset Allocation Fund | 7.1 | +15.31% | 1.65% | -2.1% | Rs 9,685 cr | Compare → |
| DSP Multi Asset Allocation Fund | 7.9 | +16.95% | 1.57% | 11.1% | Rs 11,441 cr | Compare → |
| quant Multi Asset Allocation Fund | 5.8 | +19.81% | 2.13% | 18.5% | Rs 6,958 cr | Compare → |
| Nippon India Multi Asset Allocation Fund | 7.1 | +17.22% | 1.45% | 23.9% | Rs 18,983 cr | Compare → |
| SBI MULTI ASSET ALLOCATION FUND | 5.6 | +13.84% | 1.37% | 23.1% | Rs 21,580 cr | Compare → |
Frequently Asked Questions about PGIM India Multi Asset Allocation Fund
What is the expense ratio of PGIM India Multi Asset Allocation Fund?
PGIM India Multi Asset Allocation Fund has a total expense ratio (TER) of 2.53% with a base expense ratio of 1.99%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages PGIM India Multi Asset Allocation Fund?
PGIM India Multi Asset Allocation Fund is managed by Vivek Sharma (tenure: 1.0 years since 2025-11-28).
What are the historical returns of PGIM India Multi Asset Allocation Fund?
PGIM India Multi Asset Allocation Fund has a 1-year return of -.
How large is PGIM India Multi Asset Allocation Fund?
PGIM India Multi Asset Allocation Fund manages assets of Rs 338 cr, placing it in the 'small' size band relative to Multi Asset Allocation peers.
How is PGIM India Multi Asset Allocation Fund scored on MFIQ?
PGIM India Multi Asset Allocation Fund holds an MFIQ Score of 3.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is PGIM India Multi Asset Allocation Fund?
PGIM India Multi Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is - with a maximum historical drawdown of -12.29%.