WhiteOak Capital Equity Savings Fund Regular Plan Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Expense ratio (2.97%) is higher than category median (2.19%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +2.18% | +2.96% | -0.78% |
| 3 Months | +0.86% | +1.17% | -0.31% |
| 6 Months | +4.18% | +3.88% | +0.30% |
| 1 Year | +4.77% | +4.14% | +0.63% |
| Since Inception | +9.79% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.66% | +3.40% | +0.26% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | +2.20% | +6.69% | +7.12% | +10.37% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances the asset allocation pattern will be:- Equity & Equity related Instruments (including REITs), of which | 65% - 90%, -Hedged – arbitrage opportunities: 25% - 80%, -Unhedged – Net long equity positions: 15% - 40%; Debt Securities and Money Market Instruments and Government Securities : 10% - 35%; Exchange Traded Commodity; Derivatives: 0% - 10%; Units issued by InvITs: 0% - 10%; As per Para 3.8.3.a of SEBI Master Circular on Mutual Funds dated March 20, 2026, the Scheme will invest residual portion in InvITs, ETCDs, Gold ETFs and Silver ETFs, subject to the ceilings laid out in SEBI (Mutual Fund) Regulations, 2026 with respect to the respective asset class. Under defensive circumstances, the asset allocation may be as follows:- Equity & Equity related Instruments (including REITs), of which : 15%-90%, -Hedged – arbitrage opportunities: 5% - 80%, -Unhedged – Net long equity positions: 15% - 40%; Debt Securities and Money Market Instruments and Government Securities : 10% - 85%; Exchange Traded Commodity Derivatives: 0% - 10% ; Units issued by InvITs: 0% - 10% As per Para 3.8.3.a of SEBI Master Circular on Mutual Funds dated March 20, 2026, the Scheme will invest residual portion in InvITs, ETCDs, Gold ETFs and Silver ETFs, subject to the ceilings laid out in SEBI (Mutual Fund) Regulations, 2026 with respect to the respective asset class. |
Investment Objective & Strategy
The primary objective of the Scheme to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 276 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Equity Savings schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Equity Savings Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| quant Equity Savings Fund | 7.7 | - | - | - | Rs 59.7 cr | Compare → |
| BAJAJ FINSERV EQUITY SAVINGS FUND | 5.3 | - | 2.19% | - | Rs 38.9 cr | Compare → |
| BANDHAN Equity Savings Fund | 3.3 | +6.61% | 1.56% | - | Rs 380 cr | Compare → |
| Union Equity Savings Fund | 2.7 | +6.93% | 2.58% | - | Rs 116 cr | Compare → |
| Invesco India Equity Savings Fund | 2.9 | +7.45% | 2.96% | - | Rs 266 cr | Compare → |
Frequently Asked Questions about WhiteOak Capital Equity Savings Fund
What is the expense ratio of WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund has a total expense ratio (TER) of 2.97% with a base expense ratio of 2.0%, compared to the Equity Savings category median of 2.19%.
Who manages WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund is managed by Ramesh Mantri (tenure: 1.7 years since 2025-03-12).
What are the historical returns of WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund has a 1-year return of +4.77%.
How large is WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund manages assets of Rs 276 cr, placing it in the 'comfortable' size band relative to Equity Savings peers.
How is WhiteOak Capital Equity Savings Fund scored on MFIQ?
WhiteOak Capital Equity Savings Fund holds an MFIQ Score of 4.5/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 3.85% with a maximum historical drawdown of -3.92%.